If you are searching for the IFSC code of Union Bank of India, CURRENCY CHEST BURDWAN branch in BURDWAN, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is UBIN0584096. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CURRENCY CHEST BURDWAN branch, and detailed step-by-step guides for using the IFSC UBIN0584096 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UBIN0584096 is the IFSC of Union Bank of India's CURRENCY CHEST BURDWAN branch. The format is fixed: UBIN = bank code, 0 = reserved, 584096 = branch identifier.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Currency Chest Burdwan |
| IFSC Code | UBIN0584096 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT MUCHIPARA GT ROAD,POM SRIPALLY |
| City | Burdwan |
| District | Burdwan |
| State | West Bengal |
Bank profile
Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Currency Chest Burdwan branch — IFSC UBIN0584096 — extends the bank's services to customers in and around Burdwan, West Bengal.
About this branch
The branch is located at AT MUCHIPARA GT ROAD,POM SRIPALLY. It serves the Burdwan region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0584096 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's CURRENCY CHEST BURDWAN branch came to be assigned the code UBIN0584096.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0584096, money simply cannot be routed to the CURRENCY CHEST BURDWAN branch electronically.
How to transfer money using IFSC UBIN0584096
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0584096 across all three.
How to use IFSC UBIN0584096 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Union Bank of India's CURRENCY CHEST BURDWAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UBIN0584096.
- Confirm the bank name auto-populates as Union Bank of India and the branch as CURRENCY CHEST BURDWAN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CURRENCY CHEST BURDWAN
If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's CURRENCY CHEST BURDWAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0584096 while initiating the transfer and the credit will appear within minutes.
IMPS to Union Bank of India CURRENCY CHEST BURDWAN (IFSC UBIN0584096)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0584096 in your mobile or internet banking app, and the money is credited to the CURRENCY CHEST BURDWAN branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Currency Chest Burdwan
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0584096:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CURRENCY CHEST BURDWAN is still linked to IFSC UBIN0584096.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UBIN0584096
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – CURRENCY CHEST BURDWAN is still mapped to IFSC UBIN0584096. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0584096 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Currency Chest Burdwan branch is mapped to IFSC UBIN0584096 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UBIN0584096.
Banking services available
The Currency Chest Burdwan branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0584096
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0584096 and the account number together uniquely identify the Currency Chest Burdwan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UBIN0584096
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the CURRENCY CHEST BURDWAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0584096 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UBIN0584096
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – CURRENCY CHEST BURDWAN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0584096. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Currency Chest Burdwan branch sits at AT MUCHIPARA GT ROAD,POM SRIPALLY. If you are travelling from outside Burdwan, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0584096 and your account number.
Verifying IFSC UBIN0584096 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0584096 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Currency Chest Burdwan are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0584096 continue to work without interruption.
Branch address & contact
Union Bank of IndiaCurrency Chest Burdwan Branch
AT MUCHIPARA GT ROAD,POM SRIPALLY
Burdwan, West Bengal
Phone: the branch contact number
IFSC: UBIN0584096
Frequently asked questions
How do I add Union Bank of India Currency Chest Burdwan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0584096, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UBIN0584096 valid for NEFT and RTGS?
Yes. IFSC UBIN0584096 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Currency Chest Burdwan branch but serve different purposes.
Can I use IFSC UBIN0584096 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0584096 to send funds instantly.
Is IFSC UBIN0584096 the same for all accounts at Currency Chest Burdwan branch?
Yes. The IFSC UBIN0584096 is shared by every account held at Union Bank of India's Currency Chest Burdwan branch. Only the account number changes from customer to customer.
What is the phone number of Union Bank of India Currency Chest Burdwan branch?
You can reach the branch at the branch contact number during regular banking hours.
Does Union Bank of India Currency Chest Burdwan branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How quickly will an NEFT transfer using UBIN0584096 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Currency Chest Burdwan reflect within 30 minutes.
Summary
The IFSC code UBIN0584096 belongs to Union Bank of India's CURRENCY CHEST BURDWAN branch, located at AT MUCHIPARA GT ROAD,POM SRIPALLY in BURDWAN, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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