Below are the complete branch details for Union Bank of India, BODIPATTY branch, located in BODIPATTY, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0901938. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0901938 for Union Bank of India – BODIPATTY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UBIN0901938 is the IFSC of Union Bank of India's BODIPATTY branch. The format is fixed: UBIN = bank code, 0 = reserved, 901938 = branch identifier.
About the bank
Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bodipatty branch in Bodipatty, Tamil Nadu is part of this network and uses the IFSC code UBIN0901938 for all electronic settlement.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Bodipatty |
| IFSC Code | UBIN0901938 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 295A DHALI ROAD,BODIPATTY 642 154 |
| City | Bodipatty |
| District | Coimbatore |
| State | Tamil Nadu |
| STD Code | 4252 |
| Phone | 9461223133 |
About the Bodipatty branch
The Bodipatty branch of Union Bank of India is situated at 295A DHALI ROAD,BODIPATTY 642 154. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0901938 is used.
Why every Union Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BODIPATTY of Union Bank of India — its own 11-character IFSC. The code UBIN0901938 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UBIN0901938 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Bodipatty branch
Once you have an account at Union Bank of India – BODIPATTY, the IFSC UBIN0901938 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bodipatty branch can access most of Union Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UBIN0901938
How to transfer money using IFSC UBIN0901938
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0901938 across all three.
NEFT to Union Bank of India, BODIPATTY using IFSC UBIN0901938
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0901938, and confirm that the system picks up Union Bank of India – BODIPATTY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UBIN0901938
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – BODIPATTY, ensure your bank's portal accepts IFSC UBIN0901938 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Union Bank of India BODIPATTY (IFSC UBIN0901938)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0901938 in your mobile or internet banking app, and the money is credited to the BODIPATTY branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0901938 for Union Bank of India – BODIPATTY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0901938 | Yes – UBIN0901938 | Yes – UBIN0901938 |
For most retail customers crediting the Bodipatty branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UBIN0901938
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – BODIPATTY is still mapped to IFSC UBIN0901938. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0901938 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UBIN0901938
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the BODIPATTY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0901938 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Bodipatty branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0901938 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UBIN0901938
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – BODIPATTY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0901938. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Bodipatty branch sits at 295A DHALI ROAD,BODIPATTY 642 154. If you are travelling from outside Bodipatty, search for the branch on a maps application using the bank name and locality, or call 4252-9461223133 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0901938 and your account number.
Verifying IFSC UBIN0901938 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0901938 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4252-9461223133.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bodipatty are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0901938 continue to work without interruption.
Branch address & contact
Union Bank of IndiaBodipatty Branch
295A DHALI ROAD,BODIPATTY 642 154
Bodipatty, Tamil Nadu
Phone: 4252-9461223133
IFSC: UBIN0901938
Frequently asked questions
Can I use IFSC UBIN0901938 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0901938 to send funds instantly.
How do I add Union Bank of India Bodipatty as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0901938, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bodipatty branch but serve different purposes.
What is the IFSC code of Union Bank of India Bodipatty branch?
The IFSC code of Union Bank of India, Bodipatty branch is UBIN0901938. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Union Bank of India Bodipatty branch?
You can reach the branch at 4252-9461223133 during regular banking hours.
How quickly will an NEFT transfer using UBIN0901938 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Bodipatty reflect within 30 minutes.
Where is Union Bank of India Bodipatty branch located?
Union Bank of India's Bodipatty branch is located at 295A DHALI ROAD,BODIPATTY 642 154, Bodipatty, Tamil Nadu.
Final notes
To recap: UBIN0901938 is the IFSC code of Union Bank of India, BODIPATTY branch, in BODIPATTY, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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