IFSC Code of Union Bank of India, Jai Narayan Vyas Colony Branch, Rajasthan

Below are the complete branch details for Union Bank of India, JAI NARAYAN VYAS COLONY branch, located in BIKANER, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is UBIN0551694. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UBIN0551694 for Union Bank of India – JAI NARAYAN VYAS COLONY — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Union Bank of India's JAI NARAYAN VYAS COLONY branch, the IFSC UBIN0551694 breaks down as follows: UBIN identifies the bank, 0 is the reserved character, and 551694 identifies this particular branch.

Bank profile

Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Jai Narayan Vyas Colony branch — IFSC UBIN0551694 — extends the bank's services to customers in and around Bikaner, Rajasthan.

Branch details at a glance

About the Jai Narayan Vyas Colony branch

The Jai Narayan Vyas Colony branch of Union Bank of India is situated at V-D, 166, JAI NARAIAN VYAS COLONY,DIST. BIKANER, RAJASTHAN, PIN - 334 003.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0551694 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's JAI NARAYAN VYAS COLONY branch came to be assigned the code UBIN0551694.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0551694, money simply cannot be routed to the JAI NARAYAN VYAS COLONY branch electronically.

Account types you can open at the Jai Narayan Vyas Colony branch

Once you have an account at Union Bank of India – JAI NARAYAN VYAS COLONY, the IFSC UBIN0551694 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Jai Narayan Vyas Colony branch can access most of Union Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UBIN0551694

How to transfer money using IFSC UBIN0551694

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0551694 across all three.

NEFT to Union Bank of India, JAI NARAYAN VYAS COLONY using IFSC UBIN0551694

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0551694, and confirm that the system picks up Union Bank of India – JAI NARAYAN VYAS COLONY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UBIN0551694

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – JAI NARAYAN VYAS COLONY, ensure your bank's portal accepts IFSC UBIN0551694 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Union Bank of India JAI NARAYAN VYAS COLONY (IFSC UBIN0551694)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0551694 in your mobile or internet banking app, and the money is credited to the JAI NARAYAN VYAS COLONY branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Jai Narayan Vyas Colony

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0551694:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JAI NARAYAN VYAS COLONY is still linked to IFSC UBIN0551694.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UBIN0551694

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – JAI NARAYAN VYAS COLONY is still mapped to IFSC UBIN0551694. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0551694 and the beneficiary's account number to complete the transfer.

Online banking and IFSC UBIN0551694

Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the JAI NARAYAN VYAS COLONY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0551694 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0551694 and the account number together uniquely identify the Jai Narayan Vyas Colony branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – JAI NARAYAN VYAS COLONY:

• The IFSC is exactly UBIN0551694 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and JAI NARAYAN VYAS COLONY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Jai Narayan Vyas Colony branch

The branch is located at V-D, 166, JAI NARAIAN VYAS COLONY,DIST. BIKANER, RAJASTHAN, PIN - 334 003., which puts it inside Bikaner, the broader Bikaner district, and the state of Rajasthan. To plan your visit:

1. Open Google Maps on your phone and search for “Union Bank of India Jai Narayan Vyas Colony branch” — the verified location pin for IFSC UBIN0551694 should appear at the top of the results.
2. Confirm the branch is open by calling 2232799 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0551694 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UBIN0551694 for Union Bank of India – JAI NARAYAN VYAS COLONY, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Jai Narayan Vyas Colony are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0551694 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UBIN0551694 is the IFSC code of Union Bank of India, JAI NARAYAN VYAS COLONY branch, in BIKANER, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.