Use this page as a one-stop reference for everything related to Union Bank of India's MANJOOR NAGAR, BHUPALAPALLY branch in BHUPALAPALLY, TELANGANA. The branch's IFSC code UBIN0592340 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Union Bank of India's MANJOOR NAGAR, BHUPALAPALLY branch, the IFSC UBIN0592340 breaks down as follows: UBIN identifies the bank, 0 is the reserved character, and 592340 identifies this particular branch.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Manjoor Nagar, Bhupalapally |
| IFSC Code | UBIN0592340 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HNO. 21-5-42/B, GROUND FLOOR, MAIN ROAD, MANJOOR NAGAR, BHUPALAPALLY |
| City | Bhupalapally |
| District | Jayashankar Bhupalapally |
| State | Telangana |
| Phone | 8096297927 |
About the bank
Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Manjoor Nagar, Bhupalapally branch in Bhupalapally, Telangana is part of this network and uses the IFSC code UBIN0592340 for all electronic settlement.
About this branch
The branch is located at HNO. 21-5-42/B, GROUND FLOOR, MAIN ROAD, MANJOOR NAGAR, BHUPALAPALLY. It serves the Bhupalapally region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0592340 is used to identify this branch on the RBI payments network.
Why every Union Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MANJOOR NAGAR, BHUPALAPALLY of Union Bank of India — its own 11-character IFSC. The code UBIN0592340 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UBIN0592340 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UBIN0592340
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0592340 across all three.
NEFT to Union Bank of India, MANJOOR NAGAR, BHUPALAPALLY using IFSC UBIN0592340
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0592340, and confirm that the system picks up Union Bank of India – MANJOOR NAGAR, BHUPALAPALLY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MANJOOR NAGAR, BHUPALAPALLY
If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's MANJOOR NAGAR, BHUPALAPALLY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0592340 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Union Bank of India – MANJOOR NAGAR, BHUPALAPALLY, use IMPS. With IFSC UBIN0592340 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0592340 for Union Bank of India – MANJOOR NAGAR, BHUPALAPALLY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0592340 | Yes – UBIN0592340 | Yes – UBIN0592340 |
For most retail customers crediting the Manjoor Nagar, Bhupalapally branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UBIN0592340
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – MANJOOR NAGAR, BHUPALAPALLY is still mapped to IFSC UBIN0592340. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0592340 and the beneficiary's account number to complete the transfer.
Account types you can open at the Manjoor Nagar, Bhupalapally branch
Once you have an account at Union Bank of India – MANJOOR NAGAR, BHUPALAPALLY, the IFSC UBIN0592340 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Manjoor Nagar, Bhupalapally branch can access most of Union Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UBIN0592340
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0592340 and the account number together uniquely identify the Manjoor Nagar, Bhupalapally branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Manjoor Nagar, Bhupalapally branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0592340 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UBIN0592340
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – MANJOOR NAGAR, BHUPALAPALLY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0592340. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Manjoor Nagar, Bhupalapally branch
The branch is located at HNO. 21-5-42/B, GROUND FLOOR, MAIN ROAD, MANJOOR NAGAR, BHUPALAPALLY, which puts it inside Bhupalapally, the broader Jayashankar Bhupalapally district, and the state of Telangana. To plan your visit:
- Open Google Maps on your phone and search for “Union Bank of India Manjoor Nagar, Bhupalapally branch” — the verified location pin for IFSC UBIN0592340 should appear at the top of the results.
- Confirm the branch is open by calling 8096297927 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0592340 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UBIN0592340 for Union Bank of India – MANJOOR NAGAR, BHUPALAPALLY, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Manjoor Nagar, Bhupalapally branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0592340, however, work 24x7.
Branch address & contact
Union Bank of IndiaManjoor Nagar, Bhupalapally Branch
HNO. 21-5-42/B, GROUND FLOOR, MAIN ROAD, MANJOOR NAGAR, BHUPALAPALLY
Bhupalapally, Telangana
Phone: 8096297927
IFSC: UBIN0592340
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Manjoor Nagar, Bhupalapally branch but serve different purposes.
How do I add Union Bank of India Manjoor Nagar, Bhupalapally as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0592340, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UBIN0592340 the same for all accounts at Manjoor Nagar, Bhupalapally branch?
Yes. The IFSC UBIN0592340 is shared by every account held at Union Bank of India's Manjoor Nagar, Bhupalapally branch. Only the account number changes from customer to customer.
Does Union Bank of India Manjoor Nagar, Bhupalapally branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8096297927 to confirm.
Is IFSC UBIN0592340 valid for NEFT and RTGS?
Yes. IFSC UBIN0592340 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UBIN0592340 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0592340 to send funds instantly.
Summary
The IFSC code UBIN0592340 belongs to Union Bank of India's MANJOOR NAGAR, BHUPALAPALLY branch, located at HNO. 21-5-42/B, GROUND FLOOR, MAIN ROAD, MANJOOR NAGAR, BHUPALAPALLY in BHUPALAPALLY, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


