IFSC Code of Union Bank of India, Kesura Bypass Branch Branch, Odisha

Use this page as a one-stop reference for everything related to Union Bank of India's KESURA BYPASS BRANCH branch in BHUBANESWAR, ODISHA. The branch's IFSC code UBIN0591505 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UBIN0591505 is the IFSC of Union Bank of India's KESURA BYPASS BRANCH branch. The format is fixed: UBIN = bank code, 0 = reserved, 591505 = branch identifier.

Branch details at a glance

Bank profile

Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Kesura Bypass Branch branch — IFSC UBIN0591505 — extends the bank's services to customers in and around Bhubaneswar, Odisha.

About this branch

The branch is located at PLOT NO-1972,KHATA NO-928/5780, BINODINI NAGAR,KESURA,BASUAGHAI PANCHAYAT,BHUBANESWAR-752101. It serves the Bhubaneswar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0591505 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's KESURA BYPASS BRANCH branch came to be assigned the code UBIN0591505.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0591505, money simply cannot be routed to the KESURA BYPASS BRANCH branch electronically.

How to transfer money using IFSC UBIN0591505

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0591505 across all three.

NEFT to Union Bank of India, KESURA BYPASS BRANCH using IFSC UBIN0591505

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0591505, and confirm that the system picks up Union Bank of India – KESURA BYPASS BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KESURA BYPASS BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's KESURA BYPASS BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0591505 while initiating the transfer and the credit will appear within minutes.

IMPS to Union Bank of India KESURA BYPASS BRANCH (IFSC UBIN0591505)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0591505 in your mobile or internet banking app, and the money is credited to the KESURA BYPASS BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UBIN0591505 for Union Bank of India – KESURA BYPASS BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kesura Bypass Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UBIN0591505

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – KESURA BYPASS BRANCH is still mapped to IFSC UBIN0591505. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0591505 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Kesura Bypass Branch branch is mapped to IFSC UBIN0591505 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UBIN0591505.

Banking services available

The Kesura Bypass Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 674-9438463767.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0591505

MICR & cheque-truncation details

Cheques drawn on the Kesura Bypass Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0591505 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Kesura Bypass Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0591505 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – KESURA BYPASS BRANCH:

• The IFSC is exactly UBIN0591505 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and KESURA BYPASS BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kesura Bypass Branch branch

The branch is located at PLOT NO-1972,KHATA NO-928/5780, BINODINI NAGAR,KESURA,BASUAGHAI PANCHAYAT,BHUBANESWAR-752101, which puts it inside Bhubaneswar, the broader Khordha district, and the state of Odisha. To plan your visit:

1. Open Google Maps on your phone and search for “Union Bank of India Kesura Bypass Branch branch” — the verified location pin for IFSC UBIN0591505 should appear at the top of the results.
2. Confirm the branch is open by calling 674-9438463767 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0591505 and your account number.

Verifying IFSC UBIN0591505 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0591505 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 674-9438463767.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kesura Bypass Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0591505, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UBIN0591505 belongs to Union Bank of India's KESURA BYPASS BRANCH branch, located at PLOT NO-1972,KHATA NO-928/5780, BINODINI NAGAR,KESURA,BASUAGHAI… in BHUBANESWAR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.