IFSC Code of Union Bank of India, Adarsh Mandi Asthal Bareli Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Union Bank of India, ADARSH MANDI ASTHAL BARELI branch in BAREILLY. The 11-digit IFSC UBIN0544191 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Union Bank of India at the ADARSH MANDI ASTHAL BARELI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UBIN0544191 is the IFSC of Union Bank of India's ADARSH MANDI ASTHAL BARELI branch. The format is fixed: UBIN = bank code, 0 = reserved, 544191 = branch identifier.

Branch details at a glance

About the bank

Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Adarsh Mandi Asthal Bareli branch in Bareilly, Uttar Pradesh is part of this network and uses the IFSC code UBIN0544191 for all electronic settlement.

Adarsh Mandi Asthal Bareli branch overview

Located at ADARSH MANDI STHAL PILIBHIT ROAD POST IZZATNAGAR DIST. BAREILLY UTTAR PRADESH PIN 243122, the Adarsh Mandi Asthal Bareli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UBIN0544191 is required for all interbank electronic transfers routed through this branch.

Why every Union Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ADARSH MANDI ASTHAL BARELI of Union Bank of India — its own 11-character IFSC. The code UBIN0544191 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UBIN0544191 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UBIN0544191

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0544191 across all three.

How to use IFSC UBIN0544191 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Union Bank of India's ADARSH MANDI ASTHAL BARELI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UBIN0544191.
4. Confirm the bank name auto-populates as Union Bank of India and the branch as ADARSH MANDI ASTHAL BARELI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ADARSH MANDI ASTHAL BARELI

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's ADARSH MANDI ASTHAL BARELI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0544191 while initiating the transfer and the credit will appear within minutes.

IMPS to Union Bank of India ADARSH MANDI ASTHAL BARELI (IFSC UBIN0544191)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0544191 in your mobile or internet banking app, and the money is credited to the ADARSH MANDI ASTHAL BARELI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Adarsh Mandi Asthal Bareli

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0544191:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ADARSH MANDI ASTHAL BARELI is still linked to IFSC UBIN0544191.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Union Bank of India's ADARSH MANDI ASTHAL BARELI branch, the IFSC UBIN0544191 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Adarsh Mandi Asthal Bareli branch is mapped to IFSC UBIN0544191 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UBIN0544191.

Products and services

Customers walking into the Adarsh Mandi Asthal Bareli branch can access most of Union Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UBIN0544191

MICR & cheque-truncation details

Cheques drawn on the Adarsh Mandi Asthal Bareli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0544191 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UBIN0544191

Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the ADARSH MANDI ASTHAL BARELI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0544191 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – ADARSH MANDI ASTHAL BARELI:

• The IFSC is exactly UBIN0544191 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and ADARSH MANDI ASTHAL BARELI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Adarsh Mandi Asthal Bareli branch sits at ADARSH MANDI STHAL PILIBHIT ROAD POST IZZATNAGAR DIST. BAREILLY UTTAR PRADESH PIN 243122. If you are travelling from outside Bareilly, search for the branch on a maps application using the bank name and locality, or call 2531031 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0544191 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UBIN0544191 for Union Bank of India – ADARSH MANDI ASTHAL BARELI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Adarsh Mandi Asthal Bareli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0544191 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UBIN0544191 is the IFSC code of Union Bank of India, ADARSH MANDI ASTHAL BARELI branch, in BAREILLY, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.