Use this page as a one-stop reference for everything related to Union Bank of India's BANTUMILLI branch in BANTUMILLI, ANDHRA PRADESH. The branch's IFSC code UBIN0800368 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Union Bank of India – BANTUMILLI is UBIN0800368. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 800368 map to this branch in BANTUMILLI, ANDHRA PRADESH.
About the bank
Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bantumilli branch in Bantumilli, Andhra Pradesh is part of this network and uses the IFSC code UBIN0800368 for all electronic settlement.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Bantumilli |
| IFSC Code | UBIN0800368 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN ROAD,BANTUMILLI,KRISHNA DIST,AP |
| City | Bantumilli |
| District | Krishna |
| State | Andhra Pradesh |
| Phone | 8672232221 |
About the Bantumilli branch
The Bantumilli branch of Union Bank of India is situated at MAIN ROAD,BANTUMILLI,KRISHNA DIST,AP. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0800368 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's BANTUMILLI branch came to be assigned the code UBIN0800368.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0800368, money simply cannot be routed to the BANTUMILLI branch electronically.
Account types you can open at the Bantumilli branch
Once you have an account at Union Bank of India – BANTUMILLI, the IFSC UBIN0800368 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Bantumilli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8672232221.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0800368
How to transfer money using IFSC UBIN0800368
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0800368 across all three.
How to use IFSC UBIN0800368 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Union Bank of India's BANTUMILLI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UBIN0800368.
- Confirm the bank name auto-populates as Union Bank of India and the branch as BANTUMILLI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BANTUMILLI
If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's BANTUMILLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0800368 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Union Bank of India – BANTUMILLI, use IMPS. With IFSC UBIN0800368 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0800368 for Union Bank of India – BANTUMILLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0800368 | Yes – UBIN0800368 | Yes – UBIN0800368 |
For most retail customers crediting the Bantumilli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UBIN0800368
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – BANTUMILLI is still mapped to IFSC UBIN0800368. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0800368 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UBIN0800368
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the BANTUMILLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0800368 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Bantumilli branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0800368 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – BANTUMILLI:
- The IFSC is exactly UBIN0800368 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Union Bank of India as the bank name and BANTUMILLI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bantumilli branch
The branch is located at MAIN ROAD,BANTUMILLI,KRISHNA DIST,AP, which puts it inside Bantumilli, the broader Krishna district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Union Bank of India Bantumilli branch” — the verified location pin for IFSC UBIN0800368 should appear at the top of the results.
- Confirm the branch is open by calling 8672232221 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0800368 and your account number.
Verifying IFSC UBIN0800368 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0800368 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8672232221.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bantumilli are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0800368 continue to work without interruption.
Branch address & contact
Union Bank of IndiaBantumilli Branch
MAIN ROAD,BANTUMILLI,KRISHNA DIST,AP
Bantumilli, Andhra Pradesh
Phone: 8672232221
IFSC: UBIN0800368
Frequently asked questions
Does Union Bank of India Bantumilli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8672232221 to confirm.
What is the IFSC code of Union Bank of India Bantumilli branch?
The IFSC code of Union Bank of India, Bantumilli branch is UBIN0800368. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UBIN0800368 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Bantumilli reflect within 30 minutes.
Is IFSC UBIN0800368 the same for all accounts at Bantumilli branch?
Yes. The IFSC UBIN0800368 is shared by every account held at Union Bank of India's Bantumilli branch. Only the account number changes from customer to customer.
How do I add Union Bank of India Bantumilli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0800368, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UBIN0800368 valid for NEFT and RTGS?
Yes. IFSC UBIN0800368 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Union Bank of India Bantumilli branch located?
Union Bank of India's Bantumilli branch is located at MAIN ROAD,BANTUMILLI,KRISHNA DIST,AP, Bantumilli, Andhra Pradesh.
Can I use IFSC UBIN0800368 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0800368 to send funds instantly.
Summary
The IFSC code UBIN0800368 belongs to Union Bank of India's BANTUMILLI branch, located at MAIN ROAD,BANTUMILLI,KRISHNA DIST,AP in BANTUMILLI, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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