Use this page as a one-stop reference for everything related to Union Bank of India's RAJAJINAGAR - BANGALORE branch in BANGALORE, KARNATAKA. The branch's IFSC code UBIN0541494 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Union Bank of India – RAJAJINAGAR - BANGALORE is UBIN0541494. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 541494 map to this branch in BANGALORE, KARNATAKA.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Rajajinagar - Bangalore |
| IFSC Code | UBIN0541494 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 727/5, III BLOCK, NEAR ESI HOSPITAL, RAJAJINAGABANGALORE, KARNATAKA,PIN - 560 010. |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
About Union Bank of India
Union Bank of India operates a wide network of branches across India, including the Rajajinagar - Bangalore branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UBIN0541494.
About the Rajajinagar - Bangalore branch
The Rajajinagar - Bangalore branch of Union Bank of India is situated at 727/5, III BLOCK, NEAR ESI HOSPITAL, RAJAJINAGABANGALORE, KARNATAKA,PIN - 560 010.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0541494 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's RAJAJINAGAR - BANGALORE branch came to be assigned the code UBIN0541494.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0541494, money simply cannot be routed to the RAJAJINAGAR - BANGALORE branch electronically.
How to transfer money using IFSC UBIN0541494
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0541494 across all three.
How to use IFSC UBIN0541494 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Union Bank of India's RAJAJINAGAR - BANGALORE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UBIN0541494.
- Confirm the bank name auto-populates as Union Bank of India and the branch as RAJAJINAGAR - BANGALORE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UBIN0541494
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – RAJAJINAGAR - BANGALORE, ensure your bank's portal accepts IFSC UBIN0541494 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Union Bank of India RAJAJINAGAR - BANGALORE (IFSC UBIN0541494)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0541494 in your mobile or internet banking app, and the money is credited to the RAJAJINAGAR - BANGALORE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0541494 for Union Bank of India – RAJAJINAGAR - BANGALORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0541494 | Yes – UBIN0541494 | Yes – UBIN0541494 |
For most retail customers crediting the Rajajinagar - Bangalore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Union Bank of India's RAJAJINAGAR - BANGALORE branch, the IFSC UBIN0541494 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Rajajinagar - Bangalore branch
Once you have an account at Union Bank of India – RAJAJINAGAR - BANGALORE, the IFSC UBIN0541494 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Rajajinagar - Bangalore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UBIN0541494
MICR & cheque-truncation details
Cheques drawn on the Rajajinagar - Bangalore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0541494 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Rajajinagar - Bangalore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0541494 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – RAJAJINAGAR - BANGALORE:
- The IFSC is exactly UBIN0541494 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Union Bank of India as the bank name and RAJAJINAGAR - BANGALORE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Rajajinagar - Bangalore branch sits at 727/5, III BLOCK, NEAR ESI HOSPITAL, RAJAJINAGABANGALORE, KARNATAKA,PIN - 560 010.. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0541494 and your account number.
Verifying IFSC UBIN0541494 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0541494 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rajajinagar - Bangalore branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0541494, however, work 24x7.
Branch address & contact
Union Bank of IndiaRajajinagar - Bangalore Branch
727/5, III BLOCK, NEAR ESI HOSPITAL, RAJAJINAGABANGALORE, KARNATAKA,PIN - 560 010.
Bangalore, Karnataka
Phone: the branch contact number
IFSC: UBIN0541494
Frequently asked questions
Is IFSC UBIN0541494 the same for all accounts at Rajajinagar - Bangalore branch?
Yes. The IFSC UBIN0541494 is shared by every account held at Union Bank of India's Rajajinagar - Bangalore branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UBIN0541494 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Rajajinagar - Bangalore reflect within 30 minutes.
Is IFSC UBIN0541494 valid for NEFT and RTGS?
Yes. IFSC UBIN0541494 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Union Bank of India Rajajinagar - Bangalore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0541494, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Union Bank of India Rajajinagar - Bangalore branch located?
Union Bank of India's Rajajinagar - Bangalore branch is located at 727/5, III BLOCK, NEAR ESI HOSPITAL, RAJAJINAGABANGALORE, KARNATAKA,PIN - 560 010., Bangalore, Karnataka.
Does Union Bank of India Rajajinagar - Bangalore branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rajajinagar - Bangalore branch but serve different purposes.
What is the phone number of Union Bank of India Rajajinagar - Bangalore branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code UBIN0541494 belongs to Union Bank of India's RAJAJINAGAR - BANGALORE branch, located at 727/5, III BLOCK, NEAR ESI HOSPITAL, RAJAJINAGABANGALORE, KARNATAKA,PIN - 560… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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