This page lists the IFSC code, branch address, contact number and fund-transfer information for Union Bank of India, BANGALORE VASANTH NAGAR branch in BANGALORE. The 11-digit IFSC UBIN0907472 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Union Bank of India at the BANGALORE VASANTH NAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Union Bank of India – BANGALORE VASANTH NAGAR is UBIN0907472. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 907472 map to this branch in BANGALORE, KARNATAKA.
Bank profile
Union Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Bangalore Vasanth Nagar branch — IFSC UBIN0907472 — extends the bank's services to customers in and around Bangalore, Karnataka.
Branch details at a glance
| Bank Name | Union Bank of India |
|---|---|
| Branch | Bangalore Vasanth Nagar |
| IFSC Code | UBIN0907472 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO.11 NANDI, 8TH MAIN, VASANTH NAGAR, BANGALORE 560052 |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
| STD Code | 80 |
| Phone | 22355308 |
About this branch
The branch is located at NO.11 NANDI, 8TH MAIN, VASANTH NAGAR, BANGALORE 560052. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0907472 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's BANGALORE VASANTH NAGAR branch came to be assigned the code UBIN0907472.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0907472, money simply cannot be routed to the BANGALORE VASANTH NAGAR branch electronically.
Products and account variants supported
Every account opened at the Bangalore Vasanth Nagar branch is mapped to IFSC UBIN0907472 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UBIN0907472.
Products and services
Customers walking into the Bangalore Vasanth Nagar branch can access most of Union Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UBIN0907472
How to transfer money using IFSC UBIN0907472
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0907472 across all three.
NEFT to Union Bank of India, BANGALORE VASANTH NAGAR using IFSC UBIN0907472
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0907472, and confirm that the system picks up Union Bank of India – BANGALORE VASANTH NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BANGALORE VASANTH NAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's BANGALORE VASANTH NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0907472 while initiating the transfer and the credit will appear within minutes.
IMPS to Union Bank of India BANGALORE VASANTH NAGAR (IFSC UBIN0907472)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0907472 in your mobile or internet banking app, and the money is credited to the BANGALORE VASANTH NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UBIN0907472 for Union Bank of India – BANGALORE VASANTH NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UBIN0907472 | Yes – UBIN0907472 | Yes – UBIN0907472 |
For most retail customers crediting the Bangalore Vasanth Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UBIN0907472
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – BANGALORE VASANTH NAGAR is still mapped to IFSC UBIN0907472. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0907472 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UBIN0907472
Union Bank of India customers can register for net banking and the bank's official mobile app once their account at the BANGALORE VASANTH NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UBIN0907472 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Bangalore Vasanth Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0907472 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UBIN0907472
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Union Bank of India – BANGALORE VASANTH NAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UBIN0907472. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Bangalore Vasanth Nagar branch sits at NO.11 NANDI, 8TH MAIN, VASANTH NAGAR, BANGALORE 560052. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-22355308 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0907472 and your account number.
Verifying IFSC UBIN0907472 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0907472 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-22355308.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bangalore Vasanth Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0907472 continue to work without interruption.
Branch address & contact
Union Bank of IndiaBangalore Vasanth Nagar Branch
NO.11 NANDI, 8TH MAIN, VASANTH NAGAR, BANGALORE 560052
Bangalore, Karnataka
Phone: 80-22355308
IFSC: UBIN0907472
Frequently asked questions
How do I add Union Bank of India Bangalore Vasanth Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UBIN0907472, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UBIN0907472 the same for all accounts at Bangalore Vasanth Nagar branch?
Yes. The IFSC UBIN0907472 is shared by every account held at Union Bank of India's Bangalore Vasanth Nagar branch. Only the account number changes from customer to customer.
Can I use IFSC UBIN0907472 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UBIN0907472 to send funds instantly.
How quickly will an NEFT transfer using UBIN0907472 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Union Bank of India – Bangalore Vasanth Nagar reflect within 30 minutes.
What is the phone number of Union Bank of India Bangalore Vasanth Nagar branch?
You can reach the branch at 80-22355308 during regular banking hours.
Does Union Bank of India Bangalore Vasanth Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-22355308 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bangalore Vasanth Nagar branch but serve different purposes.
Final notes
To recap: UBIN0907472 is the IFSC code of Union Bank of India, BANGALORE VASANTH NAGAR branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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