IFSC Code of Union Bank of India, Vikash Bhavan Branch,Ballia Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Union Bank of India, VIKASH BHAVAN BRANCH,BALLIA branch in BALLIA. The 11-digit IFSC UBIN0553484 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Union Bank of India at the VIKASH BHAVAN BRANCH,BALLIA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Union Bank of India – VIKASH BHAVAN BRANCH,BALLIA is UBIN0553484. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 553484 map to this branch in BALLIA, UTTAR PRADESH.

About Union Bank of India

Union Bank of India operates a wide network of branches across India, including the Vikash Bhavan Branch,Ballia branch in Ballia. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UBIN0553484.

About the Vikash Bhavan Branch,Ballia branch

The Vikash Bhavan Branch,Ballia branch of Union Bank of India is situated at SWARN KALASH, KUNWAR SINGH CHAURAHA, CIVIL LINES, BALIA (U.P.), PIN - 227 001.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0553484 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Union Bank of India's VIKASH BHAVAN BRANCH,BALLIA branch came to be assigned the code UBIN0553484.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UBIN0553484, money simply cannot be routed to the VIKASH BHAVAN BRANCH,BALLIA branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Vikash Bhavan Branch,Ballia branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0553484 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC UBIN0553484

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0553484 across all three.

NEFT to Union Bank of India, VIKASH BHAVAN BRANCH,BALLIA using IFSC UBIN0553484

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0553484, and confirm that the system picks up Union Bank of India – VIKASH BHAVAN BRANCH,BALLIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VIKASH BHAVAN BRANCH,BALLIA

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's VIKASH BHAVAN BRANCH,BALLIA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0553484 while initiating the transfer and the credit will appear within minutes.

IMPS to Union Bank of India VIKASH BHAVAN BRANCH,BALLIA (IFSC UBIN0553484)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0553484 in your mobile or internet banking app, and the money is credited to the VIKASH BHAVAN BRANCH,BALLIA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Vikash Bhavan Branch,Ballia

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UBIN0553484:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VIKASH BHAVAN BRANCH,BALLIA is still linked to IFSC UBIN0553484.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UBIN0553484

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – VIKASH BHAVAN BRANCH,BALLIA is still mapped to IFSC UBIN0553484. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0553484 and the beneficiary's account number to complete the transfer.

Account types you can open at the Vikash Bhavan Branch,Ballia branch

Once you have an account at Union Bank of India – VIKASH BHAVAN BRANCH,BALLIA, the IFSC UBIN0553484 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Vikash Bhavan Branch,Ballia branch can access most of Union Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UBIN0553484

Digital banking channels

Most day-to-day work that customers used to do at the Vikash Bhavan Branch,Ballia branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0553484 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Vikash Bhavan Branch,Ballia branch

The branch is located at SWARN KALASH, KUNWAR SINGH CHAURAHA, CIVIL LINES, BALIA (U.P.), PIN - 227 001., which puts it inside Ballia, the broader Balia district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Union Bank of India Vikash Bhavan Branch,Ballia branch” — the verified location pin for IFSC UBIN0553484 should appear at the top of the results.
2. Confirm the branch is open by calling 224138 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UBIN0553484 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – VIKASH BHAVAN BRANCH,BALLIA:

• The IFSC is exactly UBIN0553484 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and VIKASH BHAVAN BRANCH,BALLIA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vikash Bhavan Branch,Ballia branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UBIN0553484, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UBIN0553484 for Union Bank of India – VIKASH BHAVAN BRANCH,BALLIA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: UBIN0553484 is the IFSC code of Union Bank of India, VIKASH BHAVAN BRANCH,BALLIA branch, in BALLIA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.