IFSC Code of Union Bank of India, Alapuzha ,Alleppey Branch, Kerala

If you are searching for the IFSC code of Union Bank of India, ALAPUZHA ,ALLEPPEY branch in ALLEPPEY, KERALA, this page has every detail you need. The verified IFSC code for this branch is UBIN0533688. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ALAPUZHA ,ALLEPPEY branch, and detailed step-by-step guides for using the IFSC UBIN0533688 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Union Bank of India – ALAPUZHA ,ALLEPPEY is UBIN0533688. The first four letters UBIN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 533688 map to this branch in ALLEPPEY, KERALA.

About the bank

Union Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Alapuzha ,Alleppey branch in Alleppey, Kerala is part of this network and uses the IFSC code UBIN0533688 for all electronic settlement.

Branch details at a glance

About the Alapuzha ,Alleppey branch

The Alapuzha ,Alleppey branch of Union Bank of India is situated at VADAI CANAL, SOUTH BANK ROAD,MULLACKAL, ALAPPUZHA, DIST. ALLEPPEY,KERALA, PIN - 688 011.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UBIN0533688 is used.

Why every Union Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ALAPUZHA ,ALLEPPEY of Union Bank of India — its own 11-character IFSC. The code UBIN0533688 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UBIN0533688 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Alapuzha ,Alleppey branch

Once you have an account at Union Bank of India – ALAPUZHA ,ALLEPPEY, the IFSC UBIN0533688 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Alapuzha ,Alleppey branch can access most of Union Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UBIN0533688

How to transfer money using IFSC UBIN0533688

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0533688 across all three.

How to use IFSC UBIN0533688 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Union Bank of India's ALAPUZHA ,ALLEPPEY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UBIN0533688.
4. Confirm the bank name auto-populates as Union Bank of India and the branch as ALAPUZHA ,ALLEPPEY.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ALAPUZHA ,ALLEPPEY

If you need to transfer ₹2 lakh or more in one go to an account at Union Bank of India's ALAPUZHA ,ALLEPPEY branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UBIN0533688 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Union Bank of India – ALAPUZHA ,ALLEPPEY, use IMPS. With IFSC UBIN0533688 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UBIN0533688 for Union Bank of India – ALAPUZHA ,ALLEPPEY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Alapuzha ,Alleppey branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Union Bank of India's ALAPUZHA ,ALLEPPEY branch, the IFSC UBIN0533688 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Alapuzha ,Alleppey branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0533688 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Union Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UBIN0533688 and the account number together uniquely identify the Alapuzha ,Alleppey branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – ALAPUZHA ,ALLEPPEY:

• The IFSC is exactly UBIN0533688 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and ALAPUZHA ,ALLEPPEY as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Alapuzha ,Alleppey branch sits at VADAI CANAL, SOUTH BANK ROAD,MULLACKAL, ALAPPUZHA, DIST. ALLEPPEY,KERALA, PIN - 688 011.. If you are travelling from outside Alleppey, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0533688 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UBIN0533688 for Union Bank of India – ALAPUZHA ,ALLEPPEY, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Alapuzha ,Alleppey are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0533688 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UBIN0533688 belongs to Union Bank of India's ALAPUZHA ,ALLEPPEY branch, located at VADAI CANAL, SOUTH BANK ROAD,MULLACKAL, ALAPPUZHA, DIST. ALLEPPEY,KERALA, PIN… in ALLEPPEY, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.