IFSC Code of Union Bank of India, Ahmedabad Sarkhej Highwaycf Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for Union Bank of India, AHMEDABAD SARKHEJ HIGHWAYCF branch in AHMEDABAD. The 11-digit IFSC UBIN0906581 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Union Bank of India at the AHMEDABAD SARKHEJ HIGHWAYCF location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UBIN0906581 is the IFSC of Union Bank of India's AHMEDABAD SARKHEJ HIGHWAYCF branch. The format is fixed: UBIN = bank code, 0 = reserved, 906581 = branch identifier.

Branch details at a glance

About Union Bank of India

Union Bank of India operates a wide network of branches across India, including the Ahmedabad Sarkhej Highwaycf branch in Ahmedabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UBIN0906581.

About this branch

The branch is located at CORPORATE HOUSE, SARKHEJ G.NAGAR NH, BODAKDEV,AHMEDABAD 54. It serves the Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Union Bank of India. The IFSC UBIN0906581 is used to identify this branch on the RBI payments network.

Why every Union Bank of India branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AHMEDABAD SARKHEJ HIGHWAYCF of Union Bank of India — its own 11-character IFSC. The code UBIN0906581 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UBIN0906581 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UBIN0906581

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UBIN0906581 across all three.

NEFT to Union Bank of India, AHMEDABAD SARKHEJ HIGHWAYCF using IFSC UBIN0906581

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UBIN0906581, and confirm that the system picks up Union Bank of India – AHMEDABAD SARKHEJ HIGHWAYCF. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UBIN0906581

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Union Bank of India – AHMEDABAD SARKHEJ HIGHWAYCF, ensure your bank's portal accepts IFSC UBIN0906581 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Union Bank of India AHMEDABAD SARKHEJ HIGHWAYCF (IFSC UBIN0906581)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UBIN0906581 in your mobile or internet banking app, and the money is credited to the AHMEDABAD SARKHEJ HIGHWAYCF branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UBIN0906581 for Union Bank of India – AHMEDABAD SARKHEJ HIGHWAYCF, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ahmedabad Sarkhej Highwaycf branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UBIN0906581

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Union Bank of India – AHMEDABAD SARKHEJ HIGHWAYCF is still mapped to IFSC UBIN0906581. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UBIN0906581 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Ahmedabad Sarkhej Highwaycf branch is mapped to IFSC UBIN0906581 on the RBI payments network. The branch generally supports the full retail product catalogue of Union Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UBIN0906581.

Products and services

Customers walking into the Ahmedabad Sarkhej Highwaycf branch can access most of Union Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UBIN0906581

MICR & cheque-truncation details

Cheques drawn on the Ahmedabad Sarkhej Highwaycf branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UBIN0906581 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Ahmedabad Sarkhej Highwaycf branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UBIN0906581 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Union Bank of India – AHMEDABAD SARKHEJ HIGHWAYCF:

• The IFSC is exactly UBIN0906581 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Union Bank of India as the bank name and AHMEDABAD SARKHEJ HIGHWAYCF as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ahmedabad Sarkhej Highwaycf branch sits at CORPORATE HOUSE, SARKHEJ G.NAGAR NH, BODAKDEV,AHMEDABAD 54. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-26858751 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UBIN0906581 and your account number.

Verifying IFSC UBIN0906581 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UBIN0906581 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-26858751.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Ahmedabad Sarkhej Highwaycf are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UBIN0906581 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UBIN0906581 belongs to Union Bank of India's AHMEDABAD SARKHEJ HIGHWAYCF branch, located at CORPORATE HOUSE, SARKHEJ G.NAGAR NH, BODAKDEV,AHMEDABAD 54 in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.