IFSC Code of Ujjivan Small Finance Bank Limited, Yamuna Nagar Branch, Haryana

If you are searching for the IFSC code of Ujjivan Small Finance Bank Limited, YAMUNA NAGAR branch in YAMUNA NAGAR, HARYANA, this page has every detail you need. The verified IFSC code for this branch is UJVN0002291. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the YAMUNA NAGAR branch, and detailed step-by-step guides for using the IFSC UJVN0002291 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Ujjivan Small Finance Bank Limited – YAMUNA NAGAR is UJVN0002291. The first four letters UJVN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002291 map to this branch in YAMUNA NAGAR, HARYANA.

About the bank

Ujjivan Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Yamuna Nagar branch in Yamuna Nagar, Haryana is part of this network and uses the IFSC code UJVN0002291 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at KAPOOR COMPLEX, KAMANI CHOWK,BESIDE KRISHNA PALACE,JAGADHRI ROAD, YAMUNA NAGAR,YAMUNA NAGAR,HARYANA-135001. It serves the Yamuna Nagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Ujjivan Small Finance Bank Limited. The IFSC UJVN0002291 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Ujjivan Small Finance Bank Limited's YAMUNA NAGAR branch came to be assigned the code UJVN0002291.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UJVN0002291, money simply cannot be routed to the YAMUNA NAGAR branch electronically.

Account types you can open at the Yamuna Nagar branch

Once you have an account at Ujjivan Small Finance Bank Limited – YAMUNA NAGAR, the IFSC UJVN0002291 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Yamuna Nagar branch can access most of Ujjivan Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UJVN0002291

How to transfer money using IFSC UJVN0002291

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UJVN0002291 across all three.

How to use IFSC UJVN0002291 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Ujjivan Small Finance Bank Limited's YAMUNA NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UJVN0002291.
4. Confirm the bank name auto-populates as Ujjivan Small Finance Bank Limited and the branch as YAMUNA NAGAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to YAMUNA NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Ujjivan Small Finance Bank Limited's YAMUNA NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UJVN0002291 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Ujjivan Small Finance Bank Limited – YAMUNA NAGAR, use IMPS. With IFSC UJVN0002291 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UJVN0002291 for Ujjivan Small Finance Bank Limited – YAMUNA NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Yamuna Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UJVN0002291

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Ujjivan Small Finance Bank Limited – YAMUNA NAGAR is still mapped to IFSC UJVN0002291. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UJVN0002291 and the beneficiary's account number to complete the transfer.

Online banking and IFSC UJVN0002291

Ujjivan Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the YAMUNA NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UJVN0002291 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Ujjivan Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UJVN0002291 and the account number together uniquely identify the Yamuna Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Ujjivan Small Finance Bank Limited – YAMUNA NAGAR:

• The IFSC is exactly UJVN0002291 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Ujjivan Small Finance Bank Limited as the bank name and YAMUNA NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Yamuna Nagar branch

The branch is located at KAPOOR COMPLEX, KAMANI CHOWK,BESIDE KRISHNA PALACE,JAGADHRI ROAD, YAMUNA NAGAR,YAMUNA NAGAR,HARYANA-135001, which puts it inside Yamuna Nagar, the broader Yamuna Nagar district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “Ujjivan Small Finance Bank Limited Yamuna Nagar branch” — the verified location pin for IFSC UJVN0002291 should appear at the top of the results.
2. Confirm the branch is open by calling 80-40712166 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UJVN0002291 and your account number.

Verifying IFSC UJVN0002291 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UJVN0002291 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 80-40712166.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Yamuna Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UJVN0002291, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UJVN0002291 belongs to Ujjivan Small Finance Bank Limited's YAMUNA NAGAR branch, located at KAPOOR COMPLEX, KAMANI CHOWK,BESIDE KRISHNA PALACE,JAGADHRI ROAD, YAMUNA… in YAMUNA NAGAR, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.