Use this page as a one-stop reference for everything related to Ujjivan Small Finance Bank Limited's AMBARNATH branch in THANE, MAHARASHTRA. The branch's IFSC code UJVN0004419 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UJVN0004419 is the IFSC of Ujjivan Small Finance Bank Limited's AMBARNATH branch. The format is fixed: UJVN = bank code, 0 = reserved, 004419 = branch identifier.
Bank profile
Ujjivan Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ambarnath branch — IFSC UJVN0004419 — extends the bank's services to customers in and around Thane, Maharashtra.
About the Ambarnath branch
The Ambarnath branch of Ujjivan Small Finance Bank Limited is situated at GAYATRI APARTMENT,SHIV MANDIR ROAD, SHIV GANGA NAGAR,KHER SECTION ,AMBERNATH EAST,THANE,MAHARASHTRA-421501. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UJVN0004419 is used.
Branch details at a glance
| Bank Name | Ujjivan Small Finance Bank Limited |
|---|---|
| Branch | Ambarnath |
| IFSC Code | UJVN0004419 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GAYATRI APARTMENT,SHIV MANDIR ROAD, SHIV GANGA NAGAR,KHER SECTION ,AMBERNATH EAST,THANE,MAHARASHTRA-421501 |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| STD Code | 80 |
| Phone | 40712166 |
Why every Ujjivan Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AMBARNATH of Ujjivan Small Finance Bank Limited — its own 11-character IFSC. The code UJVN0004419 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UJVN0004419 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Ambarnath branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UJVN0004419 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UJVN0004419
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UJVN0004419 across all three.
NEFT to Ujjivan Small Finance Bank Limited, AMBARNATH using IFSC UJVN0004419
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UJVN0004419, and confirm that the system picks up Ujjivan Small Finance Bank Limited – AMBARNATH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UJVN0004419
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Ujjivan Small Finance Bank Limited – AMBARNATH, ensure your bank's portal accepts IFSC UJVN0004419 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Ujjivan Small Finance Bank Limited – AMBARNATH, use IMPS. With IFSC UJVN0004419 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UJVN0004419 for Ujjivan Small Finance Bank Limited – AMBARNATH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UJVN0004419 | Yes – UJVN0004419 | Yes – UJVN0004419 |
For most retail customers crediting the Ambarnath branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UJVN0004419
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Ujjivan Small Finance Bank Limited – AMBARNATH is still mapped to IFSC UJVN0004419. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UJVN0004419 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ambarnath branch is mapped to IFSC UJVN0004419 on the RBI payments network. The branch generally supports the full retail product catalogue of Ujjivan Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UJVN0004419.
Products and services
Customers walking into the Ambarnath branch can access most of Ujjivan Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UJVN0004419
Online banking and IFSC UJVN0004419
Ujjivan Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AMBARNATH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UJVN0004419 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Ambarnath branch
The branch is located at GAYATRI APARTMENT,SHIV MANDIR ROAD, SHIV GANGA NAGAR,KHER SECTION ,AMBERNATH EAST,THANE,MAHARASHTRA-421501, which puts it inside Thane, the broader Thane district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Ujjivan Small Finance Bank Limited Ambarnath branch” — the verified location pin for IFSC UJVN0004419 should appear at the top of the results.
- Confirm the branch is open by calling 80-40712166 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UJVN0004419 and your account number.
Common mistakes to avoid when using IFSC UJVN0004419
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Ujjivan Small Finance Bank Limited – AMBARNATH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UJVN0004419. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Ambarnath are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UJVN0004419 continue to work without interruption.
Verifying IFSC UJVN0004419 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UJVN0004419 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-40712166.
- Visiting the bank's official branch locator page.
Branch address & contact
Ujjivan Small Finance Bank LimitedAmbarnath Branch
GAYATRI APARTMENT,SHIV MANDIR ROAD, SHIV GANGA NAGAR,KHER SECTION ,AMBERNATH EAST,THANE,MAHARASHTRA-421501
Thane, Maharashtra
Phone: 80-40712166
IFSC: UJVN0004419
Frequently asked questions
Can I use IFSC UJVN0004419 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UJVN0004419 to send funds instantly.
What is the IFSC code of Ujjivan Small Finance Bank Limited Ambarnath branch?
The IFSC code of Ujjivan Small Finance Bank Limited, Ambarnath branch is UJVN0004419. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Ujjivan Small Finance Bank Limited Ambarnath branch located?
Ujjivan Small Finance Bank Limited's Ambarnath branch is located at GAYATRI APARTMENT,SHIV MANDIR ROAD, SHIV GANGA NAGAR,KHER SECTION ,AMBERNATH EAST,THANE,MAHARASHTRA-421501, Thane, Maharashtra.
Is IFSC UJVN0004419 the same for all accounts at Ambarnath branch?
Yes. The IFSC UJVN0004419 is shared by every account held at Ujjivan Small Finance Bank Limited's Ambarnath branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UJVN0004419 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Ujjivan Small Finance Bank Limited – Ambarnath reflect within 30 minutes.
Does Ujjivan Small Finance Bank Limited Ambarnath branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-40712166 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ambarnath branch but serve different purposes.
Summary
The IFSC code UJVN0004419 belongs to Ujjivan Small Finance Bank Limited's AMBARNATH branch, located at GAYATRI APARTMENT,SHIV MANDIR ROAD, SHIV GANGA NAGAR,KHER SECTION ,AMBERNATH… in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
