Below are the complete branch details for Ujjivan Small Finance Bank Limited, HADAPSAR branch, located in PUNE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UJVN0004404. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UJVN0004404 for Ujjivan Small Finance Bank Limited – HADAPSAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Ujjivan Small Finance Bank Limited – HADAPSAR is UJVN0004404. The first four letters UJVN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004404 map to this branch in PUNE, MAHARASHTRA.
Bank profile
Ujjivan Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Hadapsar branch — IFSC UJVN0004404 — extends the bank's services to customers in and around Pune, Maharashtra.
About the Hadapsar branch
The Hadapsar branch of Ujjivan Small Finance Bank Limited is situated at NARAYAN BAUG SOCIETY, , OPPOSITE NOBLE HOSPITAL, MUNDHWA ROAD,,HADAPSAR,,PUNE,MAHARASHTRA-411028. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UJVN0004404 is used.
Branch details at a glance
| Bank Name | Ujjivan Small Finance Bank Limited |
|---|---|
| Branch | Hadapsar |
| IFSC Code | UJVN0004404 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NARAYAN BAUG SOCIETY, , OPPOSITE NOBLE HOSPITAL, MUNDHWA ROAD,,HADAPSAR,,PUNE,MAHARASHTRA-411028 |
| City | Pune |
| District | Pune |
| State | Maharashtra |
| STD Code | 80 |
| Phone | 40712166 |
Why every Ujjivan Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HADAPSAR of Ujjivan Small Finance Bank Limited — its own 11-character IFSC. The code UJVN0004404 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UJVN0004404 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Hadapsar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UJVN0004404 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UJVN0004404
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UJVN0004404 across all three.
NEFT to Ujjivan Small Finance Bank Limited, HADAPSAR using IFSC UJVN0004404
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UJVN0004404, and confirm that the system picks up Ujjivan Small Finance Bank Limited – HADAPSAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HADAPSAR
If you need to transfer ₹2 lakh or more in one go to an account at Ujjivan Small Finance Bank Limited's HADAPSAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UJVN0004404 while initiating the transfer and the credit will appear within minutes.
IMPS to Ujjivan Small Finance Bank Limited HADAPSAR (IFSC UJVN0004404)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UJVN0004404 in your mobile or internet banking app, and the money is credited to the HADAPSAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Hadapsar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UJVN0004404:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at HADAPSAR is still linked to IFSC UJVN0004404.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Ujjivan Small Finance Bank Limited's HADAPSAR branch, the IFSC UJVN0004404 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Hadapsar branch
Once you have an account at Ujjivan Small Finance Bank Limited – HADAPSAR, the IFSC UJVN0004404 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Hadapsar branch can access most of Ujjivan Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UJVN0004404
Digital banking channels
Most day-to-day work that customers used to do at the Hadapsar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UJVN0004404 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Hadapsar branch
The branch is located at NARAYAN BAUG SOCIETY, , OPPOSITE NOBLE HOSPITAL, MUNDHWA ROAD,,HADAPSAR,,PUNE,MAHARASHTRA-411028, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Ujjivan Small Finance Bank Limited Hadapsar branch” — the verified location pin for IFSC UJVN0004404 should appear at the top of the results.
- Confirm the branch is open by calling 80-40712166 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UJVN0004404 and your account number.
Common mistakes to avoid when using IFSC UJVN0004404
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Ujjivan Small Finance Bank Limited – HADAPSAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UJVN0004404. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Hadapsar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UJVN0004404 continue to work without interruption.
Verifying IFSC UJVN0004404 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UJVN0004404 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-40712166.
- Visiting the bank's official branch locator page.
Branch address & contact
Ujjivan Small Finance Bank LimitedHadapsar Branch
NARAYAN BAUG SOCIETY, , OPPOSITE NOBLE HOSPITAL, MUNDHWA ROAD,,HADAPSAR,,PUNE,MAHARASHTRA-411028
Pune, Maharashtra
Phone: 80-40712166
IFSC: UJVN0004404
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hadapsar branch but serve different purposes.
Can I use IFSC UJVN0004404 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UJVN0004404 to send funds instantly.
How do I add Ujjivan Small Finance Bank Limited Hadapsar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UJVN0004404, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Ujjivan Small Finance Bank Limited Hadapsar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-40712166 to confirm.
Is IFSC UJVN0004404 the same for all accounts at Hadapsar branch?
Yes. The IFSC UJVN0004404 is shared by every account held at Ujjivan Small Finance Bank Limited's Hadapsar branch. Only the account number changes from customer to customer.
What is the phone number of Ujjivan Small Finance Bank Limited Hadapsar branch?
You can reach the branch at 80-40712166 during regular banking hours.
Is IFSC UJVN0004404 valid for NEFT and RTGS?
Yes. IFSC UJVN0004404 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Ujjivan Small Finance Bank Limited Hadapsar branch located?
Ujjivan Small Finance Bank Limited's Hadapsar branch is located at NARAYAN BAUG SOCIETY, , OPPOSITE NOBLE HOSPITAL, MUNDHWA ROAD,,HADAPSAR,,PUNE,MAHARASHTRA-411028, Pune, Maharashtra.
Summary
The IFSC code UJVN0004404 belongs to Ujjivan Small Finance Bank Limited's HADAPSAR branch, located at NARAYAN BAUG SOCIETY, , OPPOSITE NOBLE HOSPITAL, MUNDHWA… in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
