Below are the complete branch details for Ujjivan Small Finance Bank Limited, PARAVUR branch, located in PARAVUR, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is UJVN0001603. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UJVN0001603 for Ujjivan Small Finance Bank Limited – PARAVUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UJVN0001603 is the IFSC of Ujjivan Small Finance Bank Limited's PARAVUR branch. The format is fixed: UJVN = bank code, 0 = reserved, 001603 = branch identifier.
About Ujjivan Small Finance Bank Limited
Ujjivan Small Finance Bank Limited operates a wide network of branches across India, including the Paravur branch in Paravur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UJVN0001603.
About this branch
The branch is located at GROUND FLOOR, OPP CEE CEE TOWER, CHENDAMANGALAM,NORTH PARAVUR,ERNAKULAM,KERALA-683513. It serves the Paravur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Ujjivan Small Finance Bank Limited. The IFSC UJVN0001603 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Ujjivan Small Finance Bank Limited |
|---|---|
| Branch | Paravur |
| IFSC Code | UJVN0001603 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, OPP CEE CEE TOWER, CHENDAMANGALAM,NORTH PARAVUR,ERNAKULAM,KERALA-683513 |
| City | Paravur |
| District | Ernakulam |
| State | Kerala |
| STD Code | 80 |
| Phone | 40712166 |
Why every Ujjivan Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PARAVUR of Ujjivan Small Finance Bank Limited — its own 11-character IFSC. The code UJVN0001603 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UJVN0001603 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Paravur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UJVN0001603 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UJVN0001603
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UJVN0001603 across all three.
NEFT to Ujjivan Small Finance Bank Limited, PARAVUR using IFSC UJVN0001603
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UJVN0001603, and confirm that the system picks up Ujjivan Small Finance Bank Limited – PARAVUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UJVN0001603
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Ujjivan Small Finance Bank Limited – PARAVUR, ensure your bank's portal accepts IFSC UJVN0001603 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Ujjivan Small Finance Bank Limited PARAVUR (IFSC UJVN0001603)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UJVN0001603 in your mobile or internet banking app, and the money is credited to the PARAVUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Paravur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UJVN0001603:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PARAVUR is still linked to IFSC UJVN0001603.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Ujjivan Small Finance Bank Limited's PARAVUR branch, the IFSC UJVN0001603 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Paravur branch is mapped to IFSC UJVN0001603 on the RBI payments network. The branch generally supports the full retail product catalogue of Ujjivan Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UJVN0001603.
Products and services
Customers walking into the Paravur branch can access most of Ujjivan Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UJVN0001603
Digital banking channels
Most day-to-day work that customers used to do at the Paravur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UJVN0001603 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Paravur branch sits at GROUND FLOOR, OPP CEE CEE TOWER, CHENDAMANGALAM,NORTH PARAVUR,ERNAKULAM,KERALA-683513. If you are travelling from outside Paravur, search for the branch on a maps application using the bank name and locality, or call 80-40712166 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UJVN0001603 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Ujjivan Small Finance Bank Limited – PARAVUR:
- The IFSC is exactly UJVN0001603 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Ujjivan Small Finance Bank Limited as the bank name and PARAVUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Paravur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UJVN0001603 continue to work without interruption.
Verifying IFSC UJVN0001603 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UJVN0001603 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-40712166.
- Visiting the bank's official branch locator page.
Branch address & contact
Ujjivan Small Finance Bank LimitedParavur Branch
GROUND FLOOR, OPP CEE CEE TOWER, CHENDAMANGALAM,NORTH PARAVUR,ERNAKULAM,KERALA-683513
Paravur, Kerala
Phone: 80-40712166
IFSC: UJVN0001603
Frequently asked questions
Does Ujjivan Small Finance Bank Limited Paravur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-40712166 to confirm.
How quickly will an NEFT transfer using UJVN0001603 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Ujjivan Small Finance Bank Limited – Paravur reflect within 30 minutes.
What is the phone number of Ujjivan Small Finance Bank Limited Paravur branch?
You can reach the branch at 80-40712166 during regular banking hours.
Is IFSC UJVN0001603 the same for all accounts at Paravur branch?
Yes. The IFSC UJVN0001603 is shared by every account held at Ujjivan Small Finance Bank Limited's Paravur branch. Only the account number changes from customer to customer.
What is the IFSC code of Ujjivan Small Finance Bank Limited Paravur branch?
The IFSC code of Ujjivan Small Finance Bank Limited, Paravur branch is UJVN0001603. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Paravur branch but serve different purposes.
Summary
The IFSC code UJVN0001603 belongs to Ujjivan Small Finance Bank Limited's PARAVUR branch, located at GROUND FLOOR, OPP CEE CEE TOWER, CHENDAMANGALAM,NORTH… in PARAVUR, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
