Use this page as a one-stop reference for everything related to Ujjivan Small Finance Bank Limited's OOTY branch in NILGIRIS, TAMIL NADU. The branch's IFSC code UJVN0001613 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Ujjivan Small Finance Bank Limited – OOTY is UJVN0001613. The first four letters UJVN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001613 map to this branch in NILGIRIS, TAMIL NADU.
Bank profile
Ujjivan Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ooty branch — IFSC UJVN0001613 — extends the bank's services to customers in and around Nilgiris, Tamil Nadu.
Branch details at a glance
| Bank Name | Ujjivan Small Finance Bank Limited |
|---|---|
| Branch | Ooty |
| IFSC Code | UJVN0001613 |
| MICR Code | Refer to cheque leaf |
| Branch Address | DOOR NO. 421-C3 GROUND FLOOR,NO. 421-C4, 421-C5 OF 1ST FLOOR, ETTINES ROAD, UTHAGAMANDALAM-OOTY,NILGIRIS,TAMIL NADU-643001 |
| City | Nilgiris |
| District | Nilgiris |
| State | Tamil Nadu |
| STD Code | 80 |
| Phone | 40712166 |
About the Ooty branch
The Ooty branch of Ujjivan Small Finance Bank Limited is situated at DOOR NO. 421-C3 GROUND FLOOR,NO. 421-C4, 421-C5 OF 1ST FLOOR, ETTINES ROAD, UTHAGAMANDALAM-OOTY,NILGIRIS,TAMIL NADU-643001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UJVN0001613 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Ujjivan Small Finance Bank Limited's OOTY branch came to be assigned the code UJVN0001613.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UJVN0001613, money simply cannot be routed to the OOTY branch electronically.
Account types you can open at the Ooty branch
Once you have an account at Ujjivan Small Finance Bank Limited – OOTY, the IFSC UJVN0001613 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Ooty branch can access most of Ujjivan Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UJVN0001613
How to transfer money using IFSC UJVN0001613
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UJVN0001613 across all three.
NEFT to Ujjivan Small Finance Bank Limited, OOTY using IFSC UJVN0001613
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UJVN0001613, and confirm that the system picks up Ujjivan Small Finance Bank Limited – OOTY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UJVN0001613
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Ujjivan Small Finance Bank Limited – OOTY, ensure your bank's portal accepts IFSC UJVN0001613 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Ujjivan Small Finance Bank Limited – OOTY, use IMPS. With IFSC UJVN0001613 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Ooty
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UJVN0001613:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at OOTY is still linked to IFSC UJVN0001613.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Ujjivan Small Finance Bank Limited's OOTY branch, the IFSC UJVN0001613 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Ooty branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UJVN0001613 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Ujjivan Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UJVN0001613 and the account number together uniquely identify the Ooty branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Ujjivan Small Finance Bank Limited – OOTY:
- The IFSC is exactly UJVN0001613 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Ujjivan Small Finance Bank Limited as the bank name and OOTY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ooty branch sits at DOOR NO. 421-C3 GROUND FLOOR,NO. 421-C4, 421-C5 OF 1ST FLOOR, ETTINES ROAD, UTHAGAMANDALAM-OOTY,NILGIRIS,TAMIL NADU-643001. If you are travelling from outside Nilgiris, search for the branch on a maps application using the bank name and locality, or call 80-40712166 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UJVN0001613 and your account number.
Verifying IFSC UJVN0001613 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UJVN0001613 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-40712166.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ooty branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UJVN0001613, however, work 24x7.
Branch address & contact
Ujjivan Small Finance Bank LimitedOoty Branch
DOOR NO. 421-C3 GROUND FLOOR,NO. 421-C4, 421-C5 OF 1ST FLOOR, ETTINES ROAD, UTHAGAMANDALAM-OOTY,NILGIRIS,TAMIL NADU-643001
Nilgiris, Tamil Nadu
Phone: 80-40712166
IFSC: UJVN0001613
Frequently asked questions
How quickly will an NEFT transfer using UJVN0001613 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Ujjivan Small Finance Bank Limited – Ooty reflect within 30 minutes.
How do I add Ujjivan Small Finance Bank Limited Ooty as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UJVN0001613, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ooty branch but serve different purposes.
What is the IFSC code of Ujjivan Small Finance Bank Limited Ooty branch?
The IFSC code of Ujjivan Small Finance Bank Limited, Ooty branch is UJVN0001613. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UJVN0001613 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UJVN0001613 to send funds instantly.
Is IFSC UJVN0001613 the same for all accounts at Ooty branch?
Yes. The IFSC UJVN0001613 is shared by every account held at Ujjivan Small Finance Bank Limited's Ooty branch. Only the account number changes from customer to customer.
Is IFSC UJVN0001613 valid for NEFT and RTGS?
Yes. IFSC UJVN0001613 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UJVN0001613 belongs to Ujjivan Small Finance Bank Limited's OOTY branch, located at DOOR NO. 421-C3 GROUND FLOOR,NO. 421-C4, 421-C5 OF 1ST FLOOR, ETTINES ROAD,… in NILGIRIS, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
