This page lists the IFSC code, branch address, contact number and fund-transfer information for Ujjivan Small Finance Bank Limited, NAGARCOIL branch in NAGARCOIL. The 11-digit IFSC UJVN0001658 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Ujjivan Small Finance Bank Limited at the NAGARCOIL location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UJVN0001658 is the IFSC of Ujjivan Small Finance Bank Limited's NAGARCOIL branch. The format is fixed: UJVN = bank code, 0 = reserved, 001658 = branch identifier.
Branch details at a glance
| Bank Name | Ujjivan Small Finance Bank Limited |
|---|---|
| Branch | Nagarcoil |
| IFSC Code | UJVN0001658 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VADSERY SOUTH,DISTILLERY ROAD OPP.NAGARCOIL BUS STOP VADASERY AGASTHEESWARAM,NAGARCOIL 629001 TAMIL NADU |
| City | Nagarcoil |
| District | Kanyakumari |
| State | Tamil Nadu |
| STD Code | 80 |
| Phone | 40712166 |
Bank profile
Ujjivan Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Nagarcoil branch — IFSC UJVN0001658 — extends the bank's services to customers in and around Nagarcoil, Tamil Nadu.
About this branch
The branch is located at VADSERY SOUTH,DISTILLERY ROAD OPP.NAGARCOIL BUS STOP VADASERY AGASTHEESWARAM,NAGARCOIL 629001 TAMIL NADU. It serves the Nagarcoil region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Ujjivan Small Finance Bank Limited. The IFSC UJVN0001658 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Ujjivan Small Finance Bank Limited's NAGARCOIL branch came to be assigned the code UJVN0001658.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UJVN0001658, money simply cannot be routed to the NAGARCOIL branch electronically.
How to transfer money using IFSC UJVN0001658
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UJVN0001658 across all three.
How to use IFSC UJVN0001658 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Ujjivan Small Finance Bank Limited's NAGARCOIL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UJVN0001658.
- Confirm the bank name auto-populates as Ujjivan Small Finance Bank Limited and the branch as NAGARCOIL.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to NAGARCOIL
If you need to transfer ₹2 lakh or more in one go to an account at Ujjivan Small Finance Bank Limited's NAGARCOIL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UJVN0001658 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Ujjivan Small Finance Bank Limited – NAGARCOIL, use IMPS. With IFSC UJVN0001658 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Nagarcoil
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UJVN0001658:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NAGARCOIL is still linked to IFSC UJVN0001658.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Ujjivan Small Finance Bank Limited's NAGARCOIL branch, the IFSC UJVN0001658 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Nagarcoil branch
Once you have an account at Ujjivan Small Finance Bank Limited – NAGARCOIL, the IFSC UJVN0001658 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Nagarcoil branch can access most of Ujjivan Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UJVN0001658
MICR & cheque-truncation details
Cheques drawn on the Nagarcoil branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UJVN0001658 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Nagarcoil branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UJVN0001658 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Ujjivan Small Finance Bank Limited – NAGARCOIL:
- The IFSC is exactly UJVN0001658 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Ujjivan Small Finance Bank Limited as the bank name and NAGARCOIL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Nagarcoil branch sits at VADSERY SOUTH,DISTILLERY ROAD OPP.NAGARCOIL BUS STOP VADASERY AGASTHEESWARAM,NAGARCOIL 629001 TAMIL NADU. If you are travelling from outside Nagarcoil, search for the branch on a maps application using the bank name and locality, or call 80-40712166 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UJVN0001658 and your account number.
Verifying IFSC UJVN0001658 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UJVN0001658 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-40712166.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nagarcoil branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UJVN0001658, however, work 24x7.
Branch address & contact
Ujjivan Small Finance Bank LimitedNagarcoil Branch
VADSERY SOUTH,DISTILLERY ROAD OPP.NAGARCOIL BUS STOP VADASERY AGASTHEESWARAM,NAGARCOIL 629001 TAMIL NADU
Nagarcoil, Tamil Nadu
Phone: 80-40712166
IFSC: UJVN0001658
Frequently asked questions
Is IFSC UJVN0001658 the same for all accounts at Nagarcoil branch?
Yes. The IFSC UJVN0001658 is shared by every account held at Ujjivan Small Finance Bank Limited's Nagarcoil branch. Only the account number changes from customer to customer.
Can I use IFSC UJVN0001658 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UJVN0001658 to send funds instantly.
What is the phone number of Ujjivan Small Finance Bank Limited Nagarcoil branch?
You can reach the branch at 80-40712166 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nagarcoil branch but serve different purposes.
Does Ujjivan Small Finance Bank Limited Nagarcoil branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-40712166 to confirm.
How quickly will an NEFT transfer using UJVN0001658 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Ujjivan Small Finance Bank Limited – Nagarcoil reflect within 30 minutes.
Is IFSC UJVN0001658 valid for NEFT and RTGS?
Yes. IFSC UJVN0001658 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UJVN0001658 belongs to Ujjivan Small Finance Bank Limited's NAGARCOIL branch, located at VADSERY SOUTH,DISTILLERY ROAD OPP.NAGARCOIL BUS STOP VADASERY… in NAGARCOIL, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
