If you are searching for the IFSC code of Ujjivan Small Finance Bank Limited, JHAJJHAR branch in JHAJJAR, HARYANA, this page has every detail you need. The verified IFSC code for this branch is UJVN0002295. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JHAJJHAR branch, and detailed step-by-step guides for using the IFSC UJVN0002295 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Ujjivan Small Finance Bank Limited's JHAJJHAR branch, the IFSC UJVN0002295 breaks down as follows: UJVN identifies the bank, 0 is the reserved character, and 002295 identifies this particular branch.
About the bank
Ujjivan Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jhajjhar branch in Jhajjar, Haryana is part of this network and uses the IFSC code UJVN0002295 for all electronic settlement.
Branch details at a glance
| Bank Name | Ujjivan Small Finance Bank Limited |
|---|---|
| Branch | Jhajjhar |
| IFSC Code | UJVN0002295 |
| MICR Code | Refer to cheque leaf |
| Branch Address | R.NO.155,GROUND FLOOR BESIDE OBC BANK,ROHTAK ROAD NEAR NEW BUS STAND,JHAJJAR 124103 HARYANA |
| City | Jhajjar |
| District | Jhajjar |
| State | Haryana |
| STD Code | 80 |
| Phone | 40712166 |
About this branch
The branch is located at R.NO.155,GROUND FLOOR BESIDE OBC BANK,ROHTAK ROAD NEAR NEW BUS STAND,JHAJJAR 124103 HARYANA. It serves the Jhajjar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Ujjivan Small Finance Bank Limited. The IFSC UJVN0002295 is used to identify this branch on the RBI payments network.
Why every Ujjivan Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JHAJJHAR of Ujjivan Small Finance Bank Limited — its own 11-character IFSC. The code UJVN0002295 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UJVN0002295 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Jhajjhar branch is mapped to IFSC UJVN0002295 on the RBI payments network. The branch generally supports the full retail product catalogue of Ujjivan Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UJVN0002295.
Products and services
Customers walking into the Jhajjhar branch can access most of Ujjivan Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UJVN0002295
How to transfer money using IFSC UJVN0002295
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UJVN0002295 across all three.
NEFT to Ujjivan Small Finance Bank Limited, JHAJJHAR using IFSC UJVN0002295
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UJVN0002295, and confirm that the system picks up Ujjivan Small Finance Bank Limited – JHAJJHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UJVN0002295
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Ujjivan Small Finance Bank Limited – JHAJJHAR, ensure your bank's portal accepts IFSC UJVN0002295 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Ujjivan Small Finance Bank Limited JHAJJHAR (IFSC UJVN0002295)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UJVN0002295 in your mobile or internet banking app, and the money is credited to the JHAJJHAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UJVN0002295 for Ujjivan Small Finance Bank Limited – JHAJJHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UJVN0002295 | Yes – UJVN0002295 | Yes – UJVN0002295 |
For most retail customers crediting the Jhajjhar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UJVN0002295
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Ujjivan Small Finance Bank Limited – JHAJJHAR is still mapped to IFSC UJVN0002295. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UJVN0002295 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Jhajjhar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UJVN0002295 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Ujjivan Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UJVN0002295 and the account number together uniquely identify the Jhajjhar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Ujjivan Small Finance Bank Limited – JHAJJHAR:
- The IFSC is exactly UJVN0002295 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Ujjivan Small Finance Bank Limited as the bank name and JHAJJHAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Jhajjhar branch sits at R.NO.155,GROUND FLOOR BESIDE OBC BANK,ROHTAK ROAD NEAR NEW BUS STAND,JHAJJAR 124103 HARYANA. If you are travelling from outside Jhajjar, search for the branch on a maps application using the bank name and locality, or call 80-40712166 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UJVN0002295 and your account number.
Verifying IFSC UJVN0002295 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UJVN0002295 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-40712166.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Jhajjhar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UJVN0002295 continue to work without interruption.
Branch address & contact
Ujjivan Small Finance Bank LimitedJhajjhar Branch
R.NO.155,GROUND FLOOR BESIDE OBC BANK,ROHTAK ROAD NEAR NEW BUS STAND,JHAJJAR 124103 HARYANA
Jhajjar, Haryana
Phone: 80-40712166
IFSC: UJVN0002295
Frequently asked questions
Where is Ujjivan Small Finance Bank Limited Jhajjhar branch located?
Ujjivan Small Finance Bank Limited's Jhajjhar branch is located at R.NO.155,GROUND FLOOR BESIDE OBC BANK,ROHTAK ROAD NEAR NEW BUS STAND,JHAJJAR 124103 HARYANA, Jhajjar, Haryana.
How quickly will an NEFT transfer using UJVN0002295 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Ujjivan Small Finance Bank Limited – Jhajjhar reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jhajjhar branch but serve different purposes.
Is IFSC UJVN0002295 the same for all accounts at Jhajjhar branch?
Yes. The IFSC UJVN0002295 is shared by every account held at Ujjivan Small Finance Bank Limited's Jhajjhar branch. Only the account number changes from customer to customer.
How do I add Ujjivan Small Finance Bank Limited Jhajjhar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UJVN0002295, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Ujjivan Small Finance Bank Limited Jhajjhar branch?
The IFSC code of Ujjivan Small Finance Bank Limited, Jhajjhar branch is UJVN0002295. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UJVN0002295 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UJVN0002295 to send funds instantly.
Summary
The IFSC code UJVN0002295 belongs to Ujjivan Small Finance Bank Limited's JHAJJHAR branch, located at R.NO.155,GROUND FLOOR BESIDE OBC BANK,ROHTAK ROAD NEAR NEW BUS STAND,JHAJJAR… in JHAJJAR, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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