This page lists the IFSC code, branch address, contact number and fund-transfer information for Ujjivan Small Finance Bank Limited, JAMNAGAR branch in JAMNAGAR. The 11-digit IFSC UJVN0004516 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Ujjivan Small Finance Bank Limited at the JAMNAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UJVN0004516 is the IFSC of Ujjivan Small Finance Bank Limited's JAMNAGAR branch. The format is fixed: UJVN = bank code, 0 = reserved, 004516 = branch identifier.
Branch details at a glance
| Bank Name | Ujjivan Small Finance Bank Limited |
|---|---|
| Branch | Jamnagar |
| IFSC Code | UJVN0004516 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO. 2, GROUND FLOOR,PLATINUM, JOGGERS PARK, PARK COLONY,JAMNAGAR,JAMNAGAR,GUJARAT-361008 |
| City | Jamnagar |
| District | Jamnagar |
| State | Gujarat |
| STD Code | 80 |
| Phone | 40712166 |
Bank profile
Ujjivan Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Jamnagar branch — IFSC UJVN0004516 — extends the bank's services to customers in and around Jamnagar, Gujarat.
About the Jamnagar branch
The Jamnagar branch of Ujjivan Small Finance Bank Limited is situated at SHOP NO. 2, GROUND FLOOR,PLATINUM, JOGGERS PARK, PARK COLONY,JAMNAGAR,JAMNAGAR,GUJARAT-361008. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UJVN0004516 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Ujjivan Small Finance Bank Limited's JAMNAGAR branch came to be assigned the code UJVN0004516.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UJVN0004516, money simply cannot be routed to the JAMNAGAR branch electronically.
How to transfer money using IFSC UJVN0004516
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UJVN0004516 across all three.
NEFT to Ujjivan Small Finance Bank Limited, JAMNAGAR using IFSC UJVN0004516
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UJVN0004516, and confirm that the system picks up Ujjivan Small Finance Bank Limited – JAMNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JAMNAGAR
If you need to transfer ₹2 lakh or more in one go to an account at Ujjivan Small Finance Bank Limited's JAMNAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UJVN0004516 while initiating the transfer and the credit will appear within minutes.
IMPS to Ujjivan Small Finance Bank Limited JAMNAGAR (IFSC UJVN0004516)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UJVN0004516 in your mobile or internet banking app, and the money is credited to the JAMNAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UJVN0004516 for Ujjivan Small Finance Bank Limited – JAMNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UJVN0004516 | Yes – UJVN0004516 | Yes – UJVN0004516 |
For most retail customers crediting the Jamnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Ujjivan Small Finance Bank Limited's JAMNAGAR branch, the IFSC UJVN0004516 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Jamnagar branch
Once you have an account at Ujjivan Small Finance Bank Limited – JAMNAGAR, the IFSC UJVN0004516 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Jamnagar branch can access most of Ujjivan Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UJVN0004516
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Ujjivan Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UJVN0004516 and the account number together uniquely identify the Jamnagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UJVN0004516
Ujjivan Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the JAMNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UJVN0004516 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Ujjivan Small Finance Bank Limited – JAMNAGAR:
- The IFSC is exactly UJVN0004516 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Ujjivan Small Finance Bank Limited as the bank name and JAMNAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Jamnagar branch sits at SHOP NO. 2, GROUND FLOOR,PLATINUM, JOGGERS PARK, PARK COLONY,JAMNAGAR,JAMNAGAR,GUJARAT-361008. If you are travelling from outside Jamnagar, search for the branch on a maps application using the bank name and locality, or call 80-40712166 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UJVN0004516 and your account number.
Verifying IFSC UJVN0004516 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UJVN0004516 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-40712166.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jamnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UJVN0004516, however, work 24x7.
Branch address & contact
Ujjivan Small Finance Bank LimitedJamnagar Branch
SHOP NO. 2, GROUND FLOOR,PLATINUM, JOGGERS PARK, PARK COLONY,JAMNAGAR,JAMNAGAR,GUJARAT-361008
Jamnagar, Gujarat
Phone: 80-40712166
IFSC: UJVN0004516
Frequently asked questions
Is IFSC UJVN0004516 the same for all accounts at Jamnagar branch?
Yes. The IFSC UJVN0004516 is shared by every account held at Ujjivan Small Finance Bank Limited's Jamnagar branch. Only the account number changes from customer to customer.
What is the IFSC code of Ujjivan Small Finance Bank Limited Jamnagar branch?
The IFSC code of Ujjivan Small Finance Bank Limited, Jamnagar branch is UJVN0004516. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Ujjivan Small Finance Bank Limited Jamnagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-40712166 to confirm.
Is IFSC UJVN0004516 valid for NEFT and RTGS?
Yes. IFSC UJVN0004516 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UJVN0004516 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Ujjivan Small Finance Bank Limited – Jamnagar reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jamnagar branch but serve different purposes.
Where is Ujjivan Small Finance Bank Limited Jamnagar branch located?
Ujjivan Small Finance Bank Limited's Jamnagar branch is located at SHOP NO. 2, GROUND FLOOR,PLATINUM, JOGGERS PARK, PARK COLONY,JAMNAGAR,JAMNAGAR,GUJARAT-361008, Jamnagar, Gujarat.
How do I add Ujjivan Small Finance Bank Limited Jamnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UJVN0004516, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UJVN0004516 belongs to Ujjivan Small Finance Bank Limited's JAMNAGAR branch, located at SHOP NO. 2, GROUND FLOOR,PLATINUM, JOGGERS PARK, PARK… in JAMNAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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