IFSC Code of Ujjivan Small Finance Bank Limited, Sector Fourteen Gurugram Branch, Haryana

Use this page as a one-stop reference for everything related to Ujjivan Small Finance Bank Limited's SECTOR FOURTEEN GURUGRAM branch in GURUGRAM, HARYANA. The branch's IFSC code UJVN0002398 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Ujjivan Small Finance Bank Limited – SECTOR FOURTEEN GURUGRAM is UJVN0002398. The first four letters UJVN are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002398 map to this branch in GURUGRAM, HARYANA.

Branch details at a glance

Bank profile

Ujjivan Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Sector Fourteen Gurugram branch — IFSC UJVN0002398 — extends the bank's services to customers in and around Gurugram, Haryana.

About the Sector Fourteen Gurugram branch

The Sector Fourteen Gurugram branch of Ujjivan Small Finance Bank Limited is situated at BASEMENT AND GROUND FLOOR,SHOP NO.20,SECTOR-14. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UJVN0002398 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Ujjivan Small Finance Bank Limited's SECTOR FOURTEEN GURUGRAM branch came to be assigned the code UJVN0002398.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UJVN0002398, money simply cannot be routed to the SECTOR FOURTEEN GURUGRAM branch electronically.

How to transfer money using IFSC UJVN0002398

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UJVN0002398 across all three.

How to use IFSC UJVN0002398 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Ujjivan Small Finance Bank Limited's SECTOR FOURTEEN GURUGRAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UJVN0002398.
4. Confirm the bank name auto-populates as Ujjivan Small Finance Bank Limited and the branch as SECTOR FOURTEEN GURUGRAM.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SECTOR FOURTEEN GURUGRAM

If you need to transfer ₹2 lakh or more in one go to an account at Ujjivan Small Finance Bank Limited's SECTOR FOURTEEN GURUGRAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UJVN0002398 while initiating the transfer and the credit will appear within minutes.

IMPS to Ujjivan Small Finance Bank Limited SECTOR FOURTEEN GURUGRAM (IFSC UJVN0002398)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UJVN0002398 in your mobile or internet banking app, and the money is credited to the SECTOR FOURTEEN GURUGRAM branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UJVN0002398 for Ujjivan Small Finance Bank Limited – SECTOR FOURTEEN GURUGRAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sector Fourteen Gurugram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UJVN0002398

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Ujjivan Small Finance Bank Limited – SECTOR FOURTEEN GURUGRAM is still mapped to IFSC UJVN0002398. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UJVN0002398 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sector Fourteen Gurugram branch is mapped to IFSC UJVN0002398 on the RBI payments network. The branch generally supports the full retail product catalogue of Ujjivan Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UJVN0002398.

Products and services

Customers walking into the Sector Fourteen Gurugram branch can access most of Ujjivan Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UJVN0002398

MICR & cheque-truncation details

Cheques drawn on the Sector Fourteen Gurugram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UJVN0002398 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Sector Fourteen Gurugram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UJVN0002398 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Ujjivan Small Finance Bank Limited – SECTOR FOURTEEN GURUGRAM:

• The IFSC is exactly UJVN0002398 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Ujjivan Small Finance Bank Limited as the bank name and SECTOR FOURTEEN GURUGRAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sector Fourteen Gurugram branch

The branch is located at BASEMENT AND GROUND FLOOR,SHOP NO.20,SECTOR-14, which puts it inside Gurugram, the broader Gurugram district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “Ujjivan Small Finance Bank Limited Sector Fourteen Gurugram branch” — the verified location pin for IFSC UJVN0002398 should appear at the top of the results.
2. Confirm the branch is open by calling 8040712166 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UJVN0002398 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UJVN0002398 for Ujjivan Small Finance Bank Limited – SECTOR FOURTEEN GURUGRAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sector Fourteen Gurugram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UJVN0002398, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: UJVN0002398 is the IFSC code of Ujjivan Small Finance Bank Limited, SECTOR FOURTEEN GURUGRAM branch, in GURUGRAM, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.