Use this page as a one-stop reference for everything related to Ujjivan Small Finance Bank Limited's IEWDUH branch in EAST KHASI HILLS, MEGHALAYA. The branch's IFSC code UJVN0003519 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UJVN0003519 is the IFSC of Ujjivan Small Finance Bank Limited's IEWDUH branch. The format is fixed: UJVN = bank code, 0 = reserved, 003519 = branch identifier.
About the bank
Ujjivan Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Iewduh branch in East Khasi Hills, Meghalaya is part of this network and uses the IFSC code UJVN0003519 for all electronic settlement.
Branch details at a glance
| Bank Name | Ujjivan Small Finance Bank Limited |
|---|---|
| Branch | Iewduh |
| IFSC Code | UJVN0003519 |
| MICR Code | Refer to cheque leaf |
| Branch Address | LAXMI PLAZA, GARIKHANA, OLD G.S ROAD, DIPHU MARKET, NR MUDA PARKING,,EAST KHASI HILLS,MEGHALAYA-793002 |
| City | East Khasi Hills |
| District | East Khasi Hills |
| State | Meghalaya |
| STD Code | 80 |
| Phone | 40712166 |
About this branch
The branch is located at LAXMI PLAZA, GARIKHANA, OLD G.S ROAD, DIPHU MARKET, NR MUDA PARKING,,EAST KHASI HILLS,MEGHALAYA-793002. It serves the East Khasi Hills region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Ujjivan Small Finance Bank Limited. The IFSC UJVN0003519 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Ujjivan Small Finance Bank Limited's IEWDUH branch came to be assigned the code UJVN0003519.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UJVN0003519, money simply cannot be routed to the IEWDUH branch electronically.
Account types you can open at the Iewduh branch
Once you have an account at Ujjivan Small Finance Bank Limited – IEWDUH, the IFSC UJVN0003519 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Iewduh branch can access most of Ujjivan Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UJVN0003519
How to transfer money using IFSC UJVN0003519
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UJVN0003519 across all three.
NEFT to Ujjivan Small Finance Bank Limited, IEWDUH using IFSC UJVN0003519
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UJVN0003519, and confirm that the system picks up Ujjivan Small Finance Bank Limited – IEWDUH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to IEWDUH
If you need to transfer ₹2 lakh or more in one go to an account at Ujjivan Small Finance Bank Limited's IEWDUH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UJVN0003519 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Ujjivan Small Finance Bank Limited – IEWDUH, use IMPS. With IFSC UJVN0003519 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UJVN0003519 for Ujjivan Small Finance Bank Limited – IEWDUH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UJVN0003519 | Yes – UJVN0003519 | Yes – UJVN0003519 |
For most retail customers crediting the Iewduh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Ujjivan Small Finance Bank Limited's IEWDUH branch, the IFSC UJVN0003519 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UJVN0003519
Ujjivan Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the IEWDUH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UJVN0003519 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Iewduh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UJVN0003519 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Ujjivan Small Finance Bank Limited – IEWDUH:
- The IFSC is exactly UJVN0003519 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Ujjivan Small Finance Bank Limited as the bank name and IEWDUH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Iewduh branch
The branch is located at LAXMI PLAZA, GARIKHANA, OLD G.S ROAD, DIPHU MARKET, NR MUDA PARKING,,EAST KHASI HILLS,MEGHALAYA-793002, which puts it inside East Khasi Hills, the broader East Khasi Hills district, and the state of Meghalaya. To plan your visit:
- Open Google Maps on your phone and search for “Ujjivan Small Finance Bank Limited Iewduh branch” — the verified location pin for IFSC UJVN0003519 should appear at the top of the results.
- Confirm the branch is open by calling 80-40712166 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UJVN0003519 and your account number.
Verifying IFSC UJVN0003519 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UJVN0003519 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-40712166.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Iewduh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UJVN0003519, however, work 24x7.
Branch address & contact
Ujjivan Small Finance Bank LimitedIewduh Branch
LAXMI PLAZA, GARIKHANA, OLD G.S ROAD, DIPHU MARKET, NR MUDA PARKING,,EAST KHASI HILLS,MEGHALAYA-793002
East Khasi Hills, Meghalaya
Phone: 80-40712166
IFSC: UJVN0003519
Frequently asked questions
Does Ujjivan Small Finance Bank Limited Iewduh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-40712166 to confirm.
Is IFSC UJVN0003519 the same for all accounts at Iewduh branch?
Yes. The IFSC UJVN0003519 is shared by every account held at Ujjivan Small Finance Bank Limited's Iewduh branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Iewduh branch but serve different purposes.
How do I add Ujjivan Small Finance Bank Limited Iewduh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UJVN0003519, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Ujjivan Small Finance Bank Limited Iewduh branch?
You can reach the branch at 80-40712166 during regular banking hours.
Can I use IFSC UJVN0003519 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UJVN0003519 to send funds instantly.
Is IFSC UJVN0003519 valid for NEFT and RTGS?
Yes. IFSC UJVN0003519 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UJVN0003519 belongs to Ujjivan Small Finance Bank Limited's IEWDUH branch, located at LAXMI PLAZA, GARIKHANA, OLD G.S ROAD, DIPHU MARKET, NR MUDA PARKING,,EAST… in EAST KHASI HILLS, MEGHALAYA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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