Below are the complete branch details for Ujjivan Small Finance Bank Limited, BUDGE BUDGE branch, located in BUDGE BUDGE, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is UJVN0003334. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UJVN0003334 for Ujjivan Small Finance Bank Limited – BUDGE BUDGE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Ujjivan Small Finance Bank Limited's BUDGE BUDGE branch, the IFSC UJVN0003334 breaks down as follows: UJVN identifies the bank, 0 is the reserved character, and 003334 identifies this particular branch.
About the bank
Ujjivan Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Budge Budge branch in Budge Budge, West Bengal is part of this network and uses the IFSC code UJVN0003334 for all electronic settlement.
Branch details at a glance
| Bank Name | Ujjivan Small Finance Bank Limited |
|---|---|
| Branch | Budge Budge |
| IFSC Code | UJVN0003334 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND AND FIRST FLOOR 531,M.G ROAD,P.O AND P.S BUDGE BUDGE,SOUTH 24 PARGANAS,WEST BENGAL-700137 |
| City | Budge Budge |
| District | South Twenty Four Parganas |
| State | West Bengal |
| STD Code | 80 |
| Phone | 40712166 |
About this branch
The branch is located at GROUND AND FIRST FLOOR 531,M.G ROAD,P.O AND P.S BUDGE BUDGE,SOUTH 24 PARGANAS,WEST BENGAL-700137. It serves the Budge Budge region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Ujjivan Small Finance Bank Limited. The IFSC UJVN0003334 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Ujjivan Small Finance Bank Limited's BUDGE BUDGE branch came to be assigned the code UJVN0003334.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UJVN0003334, money simply cannot be routed to the BUDGE BUDGE branch electronically.
Products and account variants supported
Every account opened at the Budge Budge branch is mapped to IFSC UJVN0003334 on the RBI payments network. The branch generally supports the full retail product catalogue of Ujjivan Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UJVN0003334.
Banking services available
The Budge Budge branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-40712166.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UJVN0003334
How to transfer money using IFSC UJVN0003334
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UJVN0003334 across all three.
How to use IFSC UJVN0003334 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Ujjivan Small Finance Bank Limited's BUDGE BUDGE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UJVN0003334.
- Confirm the bank name auto-populates as Ujjivan Small Finance Bank Limited and the branch as BUDGE BUDGE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BUDGE BUDGE
If you need to transfer ₹2 lakh or more in one go to an account at Ujjivan Small Finance Bank Limited's BUDGE BUDGE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UJVN0003334 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Ujjivan Small Finance Bank Limited – BUDGE BUDGE, use IMPS. With IFSC UJVN0003334 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UJVN0003334 for Ujjivan Small Finance Bank Limited – BUDGE BUDGE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UJVN0003334 | Yes – UJVN0003334 | Yes – UJVN0003334 |
For most retail customers crediting the Budge Budge branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Ujjivan Small Finance Bank Limited's BUDGE BUDGE branch, the IFSC UJVN0003334 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UJVN0003334
Ujjivan Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BUDGE BUDGE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UJVN0003334 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Budge Budge branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UJVN0003334 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UJVN0003334
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Ujjivan Small Finance Bank Limited – BUDGE BUDGE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UJVN0003334. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Budge Budge branch sits at GROUND AND FIRST FLOOR 531,M.G ROAD,P.O AND P.S BUDGE BUDGE,SOUTH 24 PARGANAS,WEST BENGAL-700137. If you are travelling from outside Budge Budge, search for the branch on a maps application using the bank name and locality, or call 80-40712166 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UJVN0003334 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UJVN0003334 for Ujjivan Small Finance Bank Limited – BUDGE BUDGE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Budge Budge branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UJVN0003334, however, work 24x7.
Branch address & contact
Ujjivan Small Finance Bank LimitedBudge Budge Branch
GROUND AND FIRST FLOOR 531,M.G ROAD,P.O AND P.S BUDGE BUDGE,SOUTH 24 PARGANAS,WEST BENGAL-700137
Budge Budge, West Bengal
Phone: 80-40712166
IFSC: UJVN0003334
Frequently asked questions
Where is Ujjivan Small Finance Bank Limited Budge Budge branch located?
Ujjivan Small Finance Bank Limited's Budge Budge branch is located at GROUND AND FIRST FLOOR 531,M.G ROAD,P.O AND P.S BUDGE BUDGE,SOUTH 24 PARGANAS,WEST BENGAL-700137, Budge Budge, West Bengal.
Is IFSC UJVN0003334 valid for NEFT and RTGS?
Yes. IFSC UJVN0003334 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UJVN0003334 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UJVN0003334 to send funds instantly.
How quickly will an NEFT transfer using UJVN0003334 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Ujjivan Small Finance Bank Limited – Budge Budge reflect within 30 minutes.
Is IFSC UJVN0003334 the same for all accounts at Budge Budge branch?
Yes. The IFSC UJVN0003334 is shared by every account held at Ujjivan Small Finance Bank Limited's Budge Budge branch. Only the account number changes from customer to customer.
Does Ujjivan Small Finance Bank Limited Budge Budge branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-40712166 to confirm.
How do I add Ujjivan Small Finance Bank Limited Budge Budge as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UJVN0003334, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UJVN0003334 is the IFSC code of Ujjivan Small Finance Bank Limited, BUDGE BUDGE branch, in BUDGE BUDGE, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
