Below are the complete branch details for Ujjivan Small Finance Bank Limited, SANJAY PLACE AGRA branch, located in AGRA, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UJVN0002245. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UJVN0002245 for Ujjivan Small Finance Bank Limited – SANJAY PLACE AGRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UJVN0002245 is the IFSC of Ujjivan Small Finance Bank Limited's SANJAY PLACE AGRA branch. The format is fixed: UJVN = bank code, 0 = reserved, 002245 = branch identifier.
Branch details at a glance
| Bank Name | Ujjivan Small Finance Bank Limited |
|---|---|
| Branch | Sanjay Place Agra |
| IFSC Code | UJVN0002245 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VASAN PLAZA, GROUND FLOOR,SANJAY PLACE,NEAR HDFC BANK,AGRA,UTTAR PRADESH-282002 |
| City | Agra |
| District | Agra |
| State | Uttar Pradesh |
| STD Code | 80 |
| Phone | 40712166 |
About Ujjivan Small Finance Bank Limited
Ujjivan Small Finance Bank Limited operates a wide network of branches across India, including the Sanjay Place Agra branch in Agra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UJVN0002245.
About the Sanjay Place Agra branch
The Sanjay Place Agra branch of Ujjivan Small Finance Bank Limited is situated at VASAN PLAZA, GROUND FLOOR,SANJAY PLACE,NEAR HDFC BANK,AGRA,UTTAR PRADESH-282002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UJVN0002245 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Ujjivan Small Finance Bank Limited's SANJAY PLACE AGRA branch came to be assigned the code UJVN0002245.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UJVN0002245, money simply cannot be routed to the SANJAY PLACE AGRA branch electronically.
How to transfer money using IFSC UJVN0002245
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UJVN0002245 across all three.
How to use IFSC UJVN0002245 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Ujjivan Small Finance Bank Limited's SANJAY PLACE AGRA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UJVN0002245.
- Confirm the bank name auto-populates as Ujjivan Small Finance Bank Limited and the branch as SANJAY PLACE AGRA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UJVN0002245
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Ujjivan Small Finance Bank Limited – SANJAY PLACE AGRA, ensure your bank's portal accepts IFSC UJVN0002245 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Ujjivan Small Finance Bank Limited SANJAY PLACE AGRA (IFSC UJVN0002245)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UJVN0002245 in your mobile or internet banking app, and the money is credited to the SANJAY PLACE AGRA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UJVN0002245 for Ujjivan Small Finance Bank Limited – SANJAY PLACE AGRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UJVN0002245 | Yes – UJVN0002245 | Yes – UJVN0002245 |
For most retail customers crediting the Sanjay Place Agra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UJVN0002245
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Ujjivan Small Finance Bank Limited – SANJAY PLACE AGRA is still mapped to IFSC UJVN0002245. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UJVN0002245 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sanjay Place Agra branch is mapped to IFSC UJVN0002245 on the RBI payments network. The branch generally supports the full retail product catalogue of Ujjivan Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UJVN0002245.
Products and services
Customers walking into the Sanjay Place Agra branch can access most of Ujjivan Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UJVN0002245
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Ujjivan Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UJVN0002245 and the account number together uniquely identify the Sanjay Place Agra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UJVN0002245
Ujjivan Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SANJAY PLACE AGRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UJVN0002245 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Ujjivan Small Finance Bank Limited – SANJAY PLACE AGRA:
- The IFSC is exactly UJVN0002245 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Ujjivan Small Finance Bank Limited as the bank name and SANJAY PLACE AGRA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sanjay Place Agra branch sits at VASAN PLAZA, GROUND FLOOR,SANJAY PLACE,NEAR HDFC BANK,AGRA,UTTAR PRADESH-282002. If you are travelling from outside Agra, search for the branch on a maps application using the bank name and locality, or call 80-40712166 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UJVN0002245 and your account number.
Verifying IFSC UJVN0002245 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UJVN0002245 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-40712166.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sanjay Place Agra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UJVN0002245, however, work 24x7.
Branch address & contact
Ujjivan Small Finance Bank LimitedSanjay Place Agra Branch
VASAN PLAZA, GROUND FLOOR,SANJAY PLACE,NEAR HDFC BANK,AGRA,UTTAR PRADESH-282002
Agra, Uttar Pradesh
Phone: 80-40712166
IFSC: UJVN0002245
Frequently asked questions
Can I use IFSC UJVN0002245 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UJVN0002245 to send funds instantly.
Is IFSC UJVN0002245 the same for all accounts at Sanjay Place Agra branch?
Yes. The IFSC UJVN0002245 is shared by every account held at Ujjivan Small Finance Bank Limited's Sanjay Place Agra branch. Only the account number changes from customer to customer.
What is the IFSC code of Ujjivan Small Finance Bank Limited Sanjay Place Agra branch?
The IFSC code of Ujjivan Small Finance Bank Limited, Sanjay Place Agra branch is UJVN0002245. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sanjay Place Agra branch but serve different purposes.
How quickly will an NEFT transfer using UJVN0002245 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Ujjivan Small Finance Bank Limited – Sanjay Place Agra reflect within 30 minutes.
How do I add Ujjivan Small Finance Bank Limited Sanjay Place Agra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UJVN0002245, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Ujjivan Small Finance Bank Limited Sanjay Place Agra branch located?
Ujjivan Small Finance Bank Limited's Sanjay Place Agra branch is located at VASAN PLAZA, GROUND FLOOR,SANJAY PLACE,NEAR HDFC BANK,AGRA,UTTAR PRADESH-282002, Agra, Uttar Pradesh.
Final notes
To recap: UJVN0002245 is the IFSC code of Ujjivan Small Finance Bank Limited, SANJAY PLACE AGRA branch, in AGRA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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