Below are the complete branch details for Ujjivan Small Finance Bank Limited, ABALOUVA branch, located in ABALOUVA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is UJVN0004528. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UJVN0004528 for Ujjivan Small Finance Bank Limited – ABALOUVA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UJVN0004528 is the IFSC of Ujjivan Small Finance Bank Limited's ABALOUVA branch. The format is fixed: UJVN = bank code, 0 = reserved, 004528 = branch identifier.
About Ujjivan Small Finance Bank Limited
Ujjivan Small Finance Bank Limited operates a wide network of branches across India, including the Abalouva branch in Abalouva. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UJVN0004528.
About this branch
The branch is located at HOUSE NO.360,GROUND FLOOR,RABARI VAS,OPPOSITE ABALOUVA PRIMARY SCHOOL,SARASWATI. It serves the Abalouva region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Ujjivan Small Finance Bank Limited. The IFSC UJVN0004528 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Ujjivan Small Finance Bank Limited |
|---|---|
| Branch | Abalouva |
| IFSC Code | UJVN0004528 |
| MICR Code | Refer to cheque leaf |
| Branch Address | HOUSE NO.360,GROUND FLOOR,RABARI VAS,OPPOSITE ABALOUVA PRIMARY SCHOOL,SARASWATI |
| City | Abalouva |
| District | Patan |
| State | Gujarat |
| STD Code | 80 |
| Phone | 40712166 |
Why every Ujjivan Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ABALOUVA of Ujjivan Small Finance Bank Limited — its own 11-character IFSC. The code UJVN0004528 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UJVN0004528 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Abalouva branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UJVN0004528 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UJVN0004528
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UJVN0004528 across all three.
How to use IFSC UJVN0004528 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Ujjivan Small Finance Bank Limited's ABALOUVA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UJVN0004528.
- Confirm the bank name auto-populates as Ujjivan Small Finance Bank Limited and the branch as ABALOUVA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ABALOUVA
If you need to transfer ₹2 lakh or more in one go to an account at Ujjivan Small Finance Bank Limited's ABALOUVA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UJVN0004528 while initiating the transfer and the credit will appear within minutes.
IMPS to Ujjivan Small Finance Bank Limited ABALOUVA (IFSC UJVN0004528)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UJVN0004528 in your mobile or internet banking app, and the money is credited to the ABALOUVA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UJVN0004528 for Ujjivan Small Finance Bank Limited – ABALOUVA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UJVN0004528 | Yes – UJVN0004528 | Yes – UJVN0004528 |
For most retail customers crediting the Abalouva branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UJVN0004528
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Ujjivan Small Finance Bank Limited – ABALOUVA is still mapped to IFSC UJVN0004528. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UJVN0004528 and the beneficiary's account number to complete the transfer.
Account types you can open at the Abalouva branch
Once you have an account at Ujjivan Small Finance Bank Limited – ABALOUVA, the IFSC UJVN0004528 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Abalouva branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-40712166.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UJVN0004528
Online banking and IFSC UJVN0004528
Ujjivan Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ABALOUVA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UJVN0004528 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Abalouva branch
The branch is located at HOUSE NO.360,GROUND FLOOR,RABARI VAS,OPPOSITE ABALOUVA PRIMARY SCHOOL,SARASWATI, which puts it inside Abalouva, the broader Patan district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Ujjivan Small Finance Bank Limited Abalouva branch” — the verified location pin for IFSC UJVN0004528 should appear at the top of the results.
- Confirm the branch is open by calling 80-40712166 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UJVN0004528 and your account number.
Common mistakes to avoid when using IFSC UJVN0004528
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Ujjivan Small Finance Bank Limited – ABALOUVA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UJVN0004528. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Abalouva branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UJVN0004528, however, work 24x7.
Verifying IFSC UJVN0004528 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UJVN0004528 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 80-40712166.
- Visiting the bank's official branch locator page.
Branch address & contact
Ujjivan Small Finance Bank LimitedAbalouva Branch
HOUSE NO.360,GROUND FLOOR,RABARI VAS,OPPOSITE ABALOUVA PRIMARY SCHOOL,SARASWATI
Abalouva, Gujarat
Phone: 80-40712166
IFSC: UJVN0004528
Frequently asked questions
How do I add Ujjivan Small Finance Bank Limited Abalouva as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UJVN0004528, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UJVN0004528 valid for NEFT and RTGS?
Yes. IFSC UJVN0004528 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UJVN0004528 the same for all accounts at Abalouva branch?
Yes. The IFSC UJVN0004528 is shared by every account held at Ujjivan Small Finance Bank Limited's Abalouva branch. Only the account number changes from customer to customer.
What is the phone number of Ujjivan Small Finance Bank Limited Abalouva branch?
You can reach the branch at 80-40712166 during regular banking hours.
What is the IFSC code of Ujjivan Small Finance Bank Limited Abalouva branch?
The IFSC code of Ujjivan Small Finance Bank Limited, Abalouva branch is UJVN0004528. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UJVN0004528 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UJVN0004528 to send funds instantly.
How quickly will an NEFT transfer using UJVN0004528 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Ujjivan Small Finance Bank Limited – Abalouva reflect within 30 minutes.
Where is Ujjivan Small Finance Bank Limited Abalouva branch located?
Ujjivan Small Finance Bank Limited's Abalouva branch is located at HOUSE NO.360,GROUND FLOOR,RABARI VAS,OPPOSITE ABALOUVA PRIMARY SCHOOL,SARASWATI, Abalouva, Gujarat.
Final notes
To recap: UJVN0004528 is the IFSC code of Ujjivan Small Finance Bank Limited, ABALOUVA branch, in ABALOUVA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
