If you are searching for the IFSC code of UCO Bank, PARWANOO branch in PARWANOO, HIMACHAL PRADESH, this page has every detail you need. The verified IFSC code for this branch is UCBA0000987. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PARWANOO branch, and detailed step-by-step guides for using the IFSC UCBA0000987 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0000987 is the IFSC of UCO Bank's PARWANOO branch. The format is fixed: UCBA = bank code, 0 = reserved, 000987 = branch identifier.
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Parwanoo branch — IFSC UCBA0000987 — extends the bank's services to customers in and around Parwanoo, Himachal Pradesh.
Parwanoo branch overview
Located at BANK SQUARE, SECTOR 1, PARWANOO TEHSIL KASAULI DISTT. SOLAN ,SOLAN ,HIMACHAL PRADESH PIN 173220, the Parwanoo branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0000987 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Parwanoo |
| IFSC Code | UCBA0000987 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANK SQUARE, SECTOR 1, PARWANOO TEHSIL KASAULI DISTT. SOLAN ,SOLAN ,HIMACHAL PRADESH PIN 173220 |
| City | Parwanoo |
| District | Parwanoo |
| State | Himachal Pradesh |
| STD Code | 1792 |
| Phone | 233237 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's PARWANOO branch came to be assigned the code UCBA0000987.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000987, money simply cannot be routed to the PARWANOO branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Parwanoo branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000987 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UCBA0000987
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000987 across all three.
NEFT to UCO Bank, PARWANOO using IFSC UCBA0000987
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000987, and confirm that the system picks up UCO Bank – PARWANOO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0000987
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – PARWANOO, ensure your bank's portal accepts IFSC UCBA0000987 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank PARWANOO (IFSC UCBA0000987)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000987 in your mobile or internet banking app, and the money is credited to the PARWANOO branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Parwanoo
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0000987:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PARWANOO is still linked to IFSC UCBA0000987.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0000987
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – PARWANOO is still mapped to IFSC UCBA0000987. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000987 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Parwanoo branch is mapped to IFSC UCBA0000987 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000987.
Banking services available
The Parwanoo branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1792-233237.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000987
Online banking and IFSC UCBA0000987
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the PARWANOO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000987 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Parwanoo branch sits at BANK SQUARE, SECTOR 1, PARWANOO TEHSIL KASAULI DISTT. SOLAN ,SOLAN ,HIMACHAL PRADESH PIN 173220. If you are travelling from outside Parwanoo, search for the branch on a maps application using the bank name and locality, or call 1792-233237 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000987 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – PARWANOO:
- The IFSC is exactly UCBA0000987 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and PARWANOO as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Parwanoo branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000987, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0000987 for UCO Bank – PARWANOO, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
UCO BankParwanoo Branch
BANK SQUARE, SECTOR 1, PARWANOO TEHSIL KASAULI DISTT. SOLAN ,SOLAN ,HIMACHAL PRADESH PIN 173220
Parwanoo, Himachal Pradesh
Phone: 1792-233237
IFSC: UCBA0000987
Frequently asked questions
What is the IFSC code of UCO Bank Parwanoo branch?
The IFSC code of UCO Bank, Parwanoo branch is UCBA0000987. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UCBA0000987 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Parwanoo reflect within 30 minutes.
How do I add UCO Bank Parwanoo as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000987, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0000987 valid for NEFT and RTGS?
Yes. IFSC UCBA0000987 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is UCO Bank Parwanoo branch located?
UCO Bank's Parwanoo branch is located at BANK SQUARE, SECTOR 1, PARWANOO TEHSIL KASAULI DISTT. SOLAN ,SOLAN ,HIMACHAL PRADESH PIN 173220, Parwanoo, Himachal Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Parwanoo branch but serve different purposes.
Does UCO Bank Parwanoo branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1792-233237 to confirm.
Is IFSC UCBA0000987 the same for all accounts at Parwanoo branch?
Yes. The IFSC UCBA0000987 is shared by every account held at UCO Bank's Parwanoo branch. Only the account number changes from customer to customer.
Summary
The IFSC code UCBA0000987 belongs to UCO Bank's PARWANOO branch, located at BANK SQUARE, SECTOR 1, PARWANOO TEHSIL KASAULI DISTT. SOLAN ,SOLAN ,HIMACHAL… in PARWANOO, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
