Use this page as a one-stop reference for everything related to UCO Bank's PARIHARA branch in PARIHARA, BIHAR. The branch's IFSC code UCBA0001124 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's PARIHARA branch, the IFSC UCBA0001124 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 001124 identifies this particular branch.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Parihara branch in Parihara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0001124.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Parihara |
| IFSC Code | UCBA0001124 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PARIHARA DIST BEGUSARAI ,BEGUSARAI ,BIHAR PIN 848201 |
| City | Parihara |
| District | Begusarai |
| State | Bihar |
| STD Code | 6243 |
| Phone | 249253 |
About this branch
The branch is located at PARIHARA DIST BEGUSARAI ,BEGUSARAI ,BIHAR PIN 848201. It serves the Parihara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0001124 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's PARIHARA branch came to be assigned the code UCBA0001124.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001124, money simply cannot be routed to the PARIHARA branch electronically.
Account types you can open at the Parihara branch
Once you have an account at UCO Bank – PARIHARA, the IFSC UCBA0001124 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Parihara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6243-249253.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0001124
How to transfer money using IFSC UCBA0001124
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001124 across all three.
NEFT to UCO Bank, PARIHARA using IFSC UCBA0001124
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001124, and confirm that the system picks up UCO Bank – PARIHARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PARIHARA
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's PARIHARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0001124 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – PARIHARA, use IMPS. With IFSC UCBA0001124 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001124 for UCO Bank – PARIHARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001124 | Yes – UCBA0001124 | Yes – UCBA0001124 |
For most retail customers crediting the Parihara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0001124
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – PARIHARA is still mapped to IFSC UCBA0001124. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001124 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Parihara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0001124 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001124 and the account number together uniquely identify the Parihara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UCBA0001124
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – PARIHARA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0001124. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Parihara branch sits at PARIHARA DIST BEGUSARAI ,BEGUSARAI ,BIHAR PIN 848201. If you are travelling from outside Parihara, search for the branch on a maps application using the bank name and locality, or call 6243-249253 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001124 and your account number.
Verifying IFSC UCBA0001124 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001124 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6243-249253.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Parihara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0001124 continue to work without interruption.
Branch address & contact
UCO BankParihara Branch
PARIHARA DIST BEGUSARAI ,BEGUSARAI ,BIHAR PIN 848201
Parihara, Bihar
Phone: 6243-249253
IFSC: UCBA0001124
Frequently asked questions
What is the IFSC code of UCO Bank Parihara branch?
The IFSC code of UCO Bank, Parihara branch is UCBA0001124. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UCBA0001124 valid for NEFT and RTGS?
Yes. IFSC UCBA0001124 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UCBA0001124 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Parihara reflect within 30 minutes.
Where is UCO Bank Parihara branch located?
UCO Bank's Parihara branch is located at PARIHARA DIST BEGUSARAI ,BEGUSARAI ,BIHAR PIN 848201, Parihara, Bihar.
Does UCO Bank Parihara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6243-249253 to confirm.
What is the phone number of UCO Bank Parihara branch?
You can reach the branch at 6243-249253 during regular banking hours.
How do I add UCO Bank Parihara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001124, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UCBA0001124 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001124 to send funds instantly.
Final notes
To recap: UCBA0001124 is the IFSC code of UCO Bank, PARIHARA branch, in PARIHARA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
