Below are the complete branch details for UCO Bank, PANDUA branch, located in PANDUA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0002233. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0002233 for UCO Bank – PANDUA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0002233 is the IFSC of UCO Bank's PANDUA branch. The format is fixed: UCBA = bank code, 0 = reserved, 002233 = branch identifier.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Pandua branch in Pandua. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0002233.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Pandua |
| IFSC Code | UCBA0002233 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE NAMAJGRAM POST PANDUA DIST HOOGHLY ,HUGLI ,WEST BENGAL PIN 712149 |
| City | Pandua |
| District | Bankura |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9732214026 |
About this branch
The branch is located at VILLAGE NAMAJGRAM POST PANDUA DIST HOOGHLY ,HUGLI ,WEST BENGAL PIN 712149. It serves the Pandua region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0002233 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's PANDUA branch came to be assigned the code UCBA0002233.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0002233, money simply cannot be routed to the PANDUA branch electronically.
Products and account variants supported
Every account opened at the Pandua branch is mapped to IFSC UCBA0002233 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002233.
Products and services
Customers walking into the Pandua branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0002233
How to transfer money using IFSC UCBA0002233
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002233 across all three.
NEFT to UCO Bank, PANDUA using IFSC UCBA0002233
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0002233, and confirm that the system picks up UCO Bank – PANDUA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0002233
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – PANDUA, ensure your bank's portal accepts IFSC UCBA0002233 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – PANDUA, use IMPS. With IFSC UCBA0002233 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Pandua
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0002233:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PANDUA is still linked to IFSC UCBA0002233.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0002233
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – PANDUA is still mapped to IFSC UCBA0002233. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0002233 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Pandua branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0002233 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0002233 and the account number together uniquely identify the Pandua branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – PANDUA:
- The IFSC is exactly UCBA0002233 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and PANDUA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Pandua branch sits at VILLAGE NAMAJGRAM POST PANDUA DIST HOOGHLY ,HUGLI ,WEST BENGAL PIN 712149. If you are travelling from outside Pandua, search for the branch on a maps application using the bank name and locality, or call 91-9732214026 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002233 and your account number.
Verifying IFSC UCBA0002233 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002233 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9732214026.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Pandua are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0002233 continue to work without interruption.
Branch address & contact
UCO BankPandua Branch
VILLAGE NAMAJGRAM POST PANDUA DIST HOOGHLY ,HUGLI ,WEST BENGAL PIN 712149
Pandua, West Bengal
Phone: 91-9732214026
IFSC: UCBA0002233
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pandua branch but serve different purposes.
What is the phone number of UCO Bank Pandua branch?
You can reach the branch at 91-9732214026 during regular banking hours.
What is the IFSC code of UCO Bank Pandua branch?
The IFSC code of UCO Bank, Pandua branch is UCBA0002233. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UCBA0002233 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0002233 to send funds instantly.
How quickly will an NEFT transfer using UCBA0002233 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Pandua reflect within 30 minutes.
Where is UCO Bank Pandua branch located?
UCO Bank's Pandua branch is located at VILLAGE NAMAJGRAM POST PANDUA DIST HOOGHLY ,HUGLI ,WEST BENGAL PIN 712149, Pandua, West Bengal.
Does UCO Bank Pandua branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9732214026 to confirm.
Is IFSC UCBA0002233 the same for all accounts at Pandua branch?
Yes. The IFSC UCBA0002233 is shared by every account held at UCO Bank's Pandua branch. Only the account number changes from customer to customer.
Final notes
To recap: UCBA0002233 is the IFSC code of UCO Bank, PANDUA branch, in PANDUA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
