Below are the complete branch details for UCO Bank, PALLARI branch, located in PALLARI, CHHATTISGARH. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0000853. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0000853 for UCO Bank – PALLARI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – PALLARI is UCBA0000853. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000853 map to this branch in PALLARI, CHHATTISGARH.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Pallari branch in Pallari. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0000853.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Pallari |
| IFSC Code | UCBA0000853 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BALODA BAZAR ROAD,P.O. AND VILLAGE PALLARI, BALODABAZAR ,CHHATTISGARH PIN 493228 |
| City | Pallari |
| District | Durg |
| State | Chhattisgarh |
| STD Code | 7727 |
| Phone | 271226 |
About this branch
The branch is located at BALODA BAZAR ROAD,P.O. AND VILLAGE PALLARI, BALODABAZAR ,CHHATTISGARH PIN 493228. It serves the Pallari region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0000853 is used to identify this branch on the RBI payments network.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PALLARI of UCO Bank — its own 11-character IFSC. The code UCBA0000853 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0000853 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Pallari branch is mapped to IFSC UCBA0000853 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000853.
Banking services available
The Pallari branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7727-271226.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000853
How to transfer money using IFSC UCBA0000853
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000853 across all three.
NEFT to UCO Bank, PALLARI using IFSC UCBA0000853
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000853, and confirm that the system picks up UCO Bank – PALLARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0000853
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – PALLARI, ensure your bank's portal accepts IFSC UCBA0000853 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – PALLARI, use IMPS. With IFSC UCBA0000853 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000853 for UCO Bank – PALLARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000853 | Yes – UCBA0000853 | Yes – UCBA0000853 |
For most retail customers crediting the Pallari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0000853
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – PALLARI is still mapped to IFSC UCBA0000853. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000853 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Pallari branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0000853 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000853 and the account number together uniquely identify the Pallari branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UCBA0000853
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – PALLARI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0000853. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Pallari branch
The branch is located at BALODA BAZAR ROAD,P.O. AND VILLAGE PALLARI, BALODABAZAR ,CHHATTISGARH PIN 493228, which puts it inside Pallari, the broader Durg district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Pallari branch” — the verified location pin for IFSC UCBA0000853 should appear at the top of the results.
- Confirm the branch is open by calling 7727-271226 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000853 and your account number.
Verifying IFSC UCBA0000853 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000853 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7727-271226.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pallari branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000853, however, work 24x7.
Branch address & contact
UCO BankPallari Branch
BALODA BAZAR ROAD,P.O. AND VILLAGE PALLARI, BALODABAZAR ,CHHATTISGARH PIN 493228
Pallari, Chhattisgarh
Phone: 7727-271226
IFSC: UCBA0000853
Frequently asked questions
How quickly will an NEFT transfer using UCBA0000853 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Pallari reflect within 30 minutes.
Does UCO Bank Pallari branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7727-271226 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pallari branch but serve different purposes.
Is IFSC UCBA0000853 the same for all accounts at Pallari branch?
Yes. The IFSC UCBA0000853 is shared by every account held at UCO Bank's Pallari branch. Only the account number changes from customer to customer.
What is the phone number of UCO Bank Pallari branch?
You can reach the branch at 7727-271226 during regular banking hours.
What is the IFSC code of UCO Bank Pallari branch?
The IFSC code of UCO Bank, Pallari branch is UCBA0000853. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UCBA0000853 valid for NEFT and RTGS?
Yes. IFSC UCBA0000853 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UCBA0000853 belongs to UCO Bank's PALLARI branch, located at BALODA BAZAR ROAD,P.O. AND VILLAGE PALLARI, BALODABAZAR ,CHHATTISGARH PIN … in PALLARI, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
