Use this page as a one-stop reference for everything related to UCO Bank's PAIKMAL branch in PAIKMAL, ODISHA. The branch's IFSC code UCBA0003219 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0003219 is the IFSC of UCO Bank's PAIKMAL branch. The format is fixed: UCBA = bank code, 0 = reserved, 003219 = branch identifier.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Paikmal branch in Paikmal, Odisha is part of this network and uses the IFSC code UCBA0003219 for all electronic settlement.
About this branch
The branch is located at NEAR HOTEL BIGHNESH PADAMPUR ROAD PAIKMAL ,BARGARH ,ODISHA PIN 768039. It serves the Paikmal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0003219 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Paikmal |
| IFSC Code | UCBA0003219 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR HOTEL BIGHNESH PADAMPUR ROAD PAIKMAL ,BARGARH ,ODISHA PIN 768039 |
| City | Paikmal |
| District | Bargarh |
| State | Odisha |
| STD Code | 6646 |
| Phone | 223160 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's PAIKMAL branch came to be assigned the code UCBA0003219.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0003219, money simply cannot be routed to the PAIKMAL branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0003219 and the account number together uniquely identify the Paikmal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0003219
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003219 across all three.
NEFT to UCO Bank, PAIKMAL using IFSC UCBA0003219
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0003219, and confirm that the system picks up UCO Bank – PAIKMAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0003219
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – PAIKMAL, ensure your bank's portal accepts IFSC UCBA0003219 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – PAIKMAL, use IMPS. With IFSC UCBA0003219 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Paikmal
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0003219:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PAIKMAL is still linked to IFSC UCBA0003219.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0003219
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – PAIKMAL is still mapped to IFSC UCBA0003219. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0003219 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Paikmal branch is mapped to IFSC UCBA0003219 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0003219.
Products and services
Customers walking into the Paikmal branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0003219
Digital banking channels
Most day-to-day work that customers used to do at the Paikmal branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0003219 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Paikmal branch
The branch is located at NEAR HOTEL BIGHNESH PADAMPUR ROAD PAIKMAL ,BARGARH ,ODISHA PIN 768039, which puts it inside Paikmal, the broader Bargarh district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Paikmal branch” — the verified location pin for IFSC UCBA0003219 should appear at the top of the results.
- Confirm the branch is open by calling 6646-223160 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0003219 and your account number.
Common mistakes to avoid when using IFSC UCBA0003219
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – PAIKMAL, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0003219. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Paikmal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0003219, however, work 24x7.
Verifying IFSC UCBA0003219 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003219 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6646-223160.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankPaikmal Branch
NEAR HOTEL BIGHNESH PADAMPUR ROAD PAIKMAL ,BARGARH ,ODISHA PIN 768039
Paikmal, Odisha
Phone: 6646-223160
IFSC: UCBA0003219
Frequently asked questions
Is IFSC UCBA0003219 the same for all accounts at Paikmal branch?
Yes. The IFSC UCBA0003219 is shared by every account held at UCO Bank's Paikmal branch. Only the account number changes from customer to customer.
What is the phone number of UCO Bank Paikmal branch?
You can reach the branch at 6646-223160 during regular banking hours.
How quickly will an NEFT transfer using UCBA0003219 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Paikmal reflect within 30 minutes.
Where is UCO Bank Paikmal branch located?
UCO Bank's Paikmal branch is located at NEAR HOTEL BIGHNESH PADAMPUR ROAD PAIKMAL ,BARGARH ,ODISHA PIN 768039, Paikmal, Odisha.
How do I add UCO Bank Paikmal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003219, and complete OTP verification. Once activated, you can transfer funds at any time.
Does UCO Bank Paikmal branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6646-223160 to confirm.
Summary
The IFSC code UCBA0003219 belongs to UCO Bank's PAIKMAL branch, located at NEAR HOTEL BIGHNESH PADAMPUR ROAD PAIKMAL ,BARGARH ,ODISHA PIN 768039 in PAIKMAL, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
