If you are searching for the IFSC code of UCO Bank, OUPADA branch in OUPADA, ODISHA, this page has every detail you need. The verified IFSC code for this branch is UCBA0001008. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the OUPADA branch, and detailed step-by-step guides for using the IFSC UCBA0001008 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0001008 is the IFSC of UCO Bank's OUPADA branch. The format is fixed: UCBA = bank code, 0 = reserved, 001008 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Oupada |
| IFSC Code | UCBA0001008 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT PO OUPDA ,BALESHWAR ,ODISHA PIN 756049 |
| City | Oupada |
| District | Baleshwar |
| State | Odisha |
| STD Code | 6781 |
| Phone | 279927 |
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Oupada branch in Oupada. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0001008.
About this branch
The branch is located at AT PO OUPDA ,BALESHWAR ,ODISHA PIN 756049. It serves the Oupada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0001008 is used to identify this branch on the RBI payments network.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including OUPADA of UCO Bank — its own 11-character IFSC. The code UCBA0001008 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0001008 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UCBA0001008
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001008 across all three.
NEFT to UCO Bank, OUPADA using IFSC UCBA0001008
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001008, and confirm that the system picks up UCO Bank – OUPADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to OUPADA
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's OUPADA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0001008 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank OUPADA (IFSC UCBA0001008)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0001008 in your mobile or internet banking app, and the money is credited to the OUPADA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001008 for UCO Bank – OUPADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001008 | Yes – UCBA0001008 | Yes – UCBA0001008 |
For most retail customers crediting the Oupada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's OUPADA branch, the IFSC UCBA0001008 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Oupada branch is mapped to IFSC UCBA0001008 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001008.
Products and services
Customers walking into the Oupada branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0001008
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001008 and the account number together uniquely identify the Oupada branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UCBA0001008
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the OUPADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001008 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – OUPADA:
- The IFSC is exactly UCBA0001008 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and OUPADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Oupada branch sits at AT PO OUPDA ,BALESHWAR ,ODISHA PIN 756049. If you are travelling from outside Oupada, search for the branch on a maps application using the bank name and locality, or call 6781-279927 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001008 and your account number.
Verifying IFSC UCBA0001008 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001008 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6781-279927.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Oupada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0001008, however, work 24x7.
Branch address & contact
UCO BankOupada Branch
AT PO OUPDA ,BALESHWAR ,ODISHA PIN 756049
Oupada, Odisha
Phone: 6781-279927
IFSC: UCBA0001008
Frequently asked questions
How do I add UCO Bank Oupada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001008, and complete OTP verification. Once activated, you can transfer funds at any time.
Does UCO Bank Oupada branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6781-279927 to confirm.
Can I use IFSC UCBA0001008 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001008 to send funds instantly.
Where is UCO Bank Oupada branch located?
UCO Bank's Oupada branch is located at AT PO OUPDA ,BALESHWAR ,ODISHA PIN 756049, Oupada, Odisha.
Is IFSC UCBA0001008 the same for all accounts at Oupada branch?
Yes. The IFSC UCBA0001008 is shared by every account held at UCO Bank's Oupada branch. Only the account number changes from customer to customer.
What is the IFSC code of UCO Bank Oupada branch?
The IFSC code of UCO Bank, Oupada branch is UCBA0001008. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of UCO Bank Oupada branch?
You can reach the branch at 6781-279927 during regular banking hours.
How quickly will an NEFT transfer using UCBA0001008 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Oupada reflect within 30 minutes.
Final notes
To recap: UCBA0001008 is the IFSC code of UCO Bank, OUPADA branch, in OUPADA, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
