This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, ODDANCHATRAM branch in ODDANCHATRAM. The 11-digit IFSC UCBA0003690 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the ODDANCHATRAM location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – ODDANCHATRAM is UCBA0003690. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003690 map to this branch in ODDANCHATRAM, TAMIL NADU.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Oddanchatram |
| IFSC Code | UCBA0003690 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MNA COMPLEX GROUND FLOOR, DINDIGUL PALANI ROAD, ODDANCHATRAM, DINDIGUL DIST, TAMILNADU 624619 |
| City | Oddanchatram |
| District | Dindigul |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 7550249992 |
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Oddanchatram branch in Oddanchatram. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0003690.
About this branch
The branch is located at MNA COMPLEX GROUND FLOOR, DINDIGUL PALANI ROAD, ODDANCHATRAM, DINDIGUL DIST, TAMILNADU 624619. It serves the Oddanchatram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0003690 is used to identify this branch on the RBI payments network.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ODDANCHATRAM of UCO Bank — its own 11-character IFSC. The code UCBA0003690 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0003690 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UCBA0003690
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003690 across all three.
NEFT to UCO Bank, ODDANCHATRAM using IFSC UCBA0003690
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0003690, and confirm that the system picks up UCO Bank – ODDANCHATRAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ODDANCHATRAM
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's ODDANCHATRAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0003690 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – ODDANCHATRAM, use IMPS. With IFSC UCBA0003690 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0003690 for UCO Bank – ODDANCHATRAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0003690 | Yes – UCBA0003690 | Yes – UCBA0003690 |
For most retail customers crediting the Oddanchatram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0003690
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – ODDANCHATRAM is still mapped to IFSC UCBA0003690. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0003690 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Oddanchatram branch is mapped to IFSC UCBA0003690 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0003690.
Products and services
Customers walking into the Oddanchatram branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0003690
MICR & cheque-truncation details
Cheques drawn on the Oddanchatram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0003690 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UCBA0003690
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the ODDANCHATRAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0003690 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UCBA0003690
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – ODDANCHATRAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0003690. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Oddanchatram branch sits at MNA COMPLEX GROUND FLOOR, DINDIGUL PALANI ROAD, ODDANCHATRAM, DINDIGUL DIST, TAMILNADU 624619. If you are travelling from outside Oddanchatram, search for the branch on a maps application using the bank name and locality, or call 91-7550249992 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0003690 and your account number.
Verifying IFSC UCBA0003690 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003690 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7550249992.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Oddanchatram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0003690 continue to work without interruption.
Branch address & contact
UCO BankOddanchatram Branch
MNA COMPLEX GROUND FLOOR, DINDIGUL PALANI ROAD, ODDANCHATRAM, DINDIGUL DIST, TAMILNADU 624619
Oddanchatram, Tamil Nadu
Phone: 91-7550249992
IFSC: UCBA0003690
Frequently asked questions
What is the IFSC code of UCO Bank Oddanchatram branch?
The IFSC code of UCO Bank, Oddanchatram branch is UCBA0003690. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Oddanchatram branch but serve different purposes.
Can I use IFSC UCBA0003690 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003690 to send funds instantly.
Is IFSC UCBA0003690 valid for NEFT and RTGS?
Yes. IFSC UCBA0003690 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does UCO Bank Oddanchatram branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7550249992 to confirm.
How quickly will an NEFT transfer using UCBA0003690 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Oddanchatram reflect within 30 minutes.
How do I add UCO Bank Oddanchatram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003690, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UCBA0003690 belongs to UCO Bank's ODDANCHATRAM branch, located at MNA COMPLEX GROUND FLOOR, DINDIGUL PALANI ROAD, ODDANCHATRAM, DINDIGUL DIST,… in ODDANCHATRAM, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
