Use this page as a one-stop reference for everything related to UCO Bank's NOIDA SECTOR SEVENTY FIVE branch in NOIDA, UTTAR PRADESH. The branch's IFSC code UCBA0003655 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0003655 is the IFSC of UCO Bank's NOIDA SECTOR SEVENTY FIVE branch. The format is fixed: UCBA = bank code, 0 = reserved, 003655 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Noida Sector Seventy Five |
| IFSC Code | UCBA0003655 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOT NO 17, 18 AND 19, PLOT NO 11, TOWER 12 GOLF SECTOR 75 POST OFFICE NOIDA DIST GAUTAM BUDDHA NAGAR, UP |
| City | Noida |
| District | Gautam Buddha Nagar |
| State | Uttar Pradesh |
| STD Code | 120 |
| Phone | 1149498336 |
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Noida Sector Seventy Five branch in Noida. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0003655.
About the Noida Sector Seventy Five branch
The Noida Sector Seventy Five branch of UCO Bank is situated at SHOT NO 17, 18 AND 19, PLOT NO 11, TOWER 12 GOLF SECTOR 75 POST OFFICE NOIDA DIST GAUTAM BUDDHA NAGAR, UP. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0003655 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's NOIDA SECTOR SEVENTY FIVE branch came to be assigned the code UCBA0003655.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0003655, money simply cannot be routed to the NOIDA SECTOR SEVENTY FIVE branch electronically.
How to transfer money using IFSC UCBA0003655
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003655 across all three.
How to use IFSC UCBA0003655 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's NOIDA SECTOR SEVENTY FIVE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0003655.
- Confirm the bank name auto-populates as UCO Bank and the branch as NOIDA SECTOR SEVENTY FIVE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0003655
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – NOIDA SECTOR SEVENTY FIVE, ensure your bank's portal accepts IFSC UCBA0003655 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – NOIDA SECTOR SEVENTY FIVE, use IMPS. With IFSC UCBA0003655 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0003655 for UCO Bank – NOIDA SECTOR SEVENTY FIVE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0003655 | Yes – UCBA0003655 | Yes – UCBA0003655 |
For most retail customers crediting the Noida Sector Seventy Five branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's NOIDA SECTOR SEVENTY FIVE branch, the IFSC UCBA0003655 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Noida Sector Seventy Five branch is mapped to IFSC UCBA0003655 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0003655.
Banking services available
The Noida Sector Seventy Five branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 120-1149498336.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0003655
MICR & cheque-truncation details
Cheques drawn on the Noida Sector Seventy Five branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0003655 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UCBA0003655
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the NOIDA SECTOR SEVENTY FIVE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0003655 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – NOIDA SECTOR SEVENTY FIVE:
- The IFSC is exactly UCBA0003655 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and NOIDA SECTOR SEVENTY FIVE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Noida Sector Seventy Five branch sits at SHOT NO 17, 18 AND 19, PLOT NO 11, TOWER 12 GOLF SECTOR 75 POST OFFICE NOIDA DIST GAUTAM BUDDHA NAGAR, UP. If you are travelling from outside Noida, search for the branch on a maps application using the bank name and locality, or call 120-1149498336 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0003655 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0003655 for UCO Bank – NOIDA SECTOR SEVENTY FIVE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Noida Sector Seventy Five are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0003655 continue to work without interruption.
Branch address & contact
UCO BankNoida Sector Seventy Five Branch
SHOT NO 17, 18 AND 19, PLOT NO 11, TOWER 12 GOLF SECTOR 75 POST OFFICE NOIDA DIST GAUTAM BUDDHA NAGAR, UP
Noida, Uttar Pradesh
Phone: 120-1149498336
IFSC: UCBA0003655
Frequently asked questions
Does UCO Bank Noida Sector Seventy Five branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 120-1149498336 to confirm.
Is IFSC UCBA0003655 the same for all accounts at Noida Sector Seventy Five branch?
Yes. The IFSC UCBA0003655 is shared by every account held at UCO Bank's Noida Sector Seventy Five branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UCBA0003655 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Noida Sector Seventy Five reflect within 30 minutes.
What is the IFSC code of UCO Bank Noida Sector Seventy Five branch?
The IFSC code of UCO Bank, Noida Sector Seventy Five branch is UCBA0003655. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UCBA0003655 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003655 to send funds instantly.
How do I add UCO Bank Noida Sector Seventy Five as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003655, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is UCO Bank Noida Sector Seventy Five branch located?
UCO Bank's Noida Sector Seventy Five branch is located at SHOT NO 17, 18 AND 19, PLOT NO 11, TOWER 12 GOLF SECTOR 75 POST OFFICE NOIDA DIST GAUTAM BUDDHA NAGAR, UP, Noida, Uttar Pradesh.
Final notes
To recap: UCBA0003655 is the IFSC code of UCO Bank, NOIDA SECTOR SEVENTY FIVE branch, in NOIDA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
