Use this page as a one-stop reference for everything related to UCO Bank's NISSING branch in NISSING, HARYANA. The branch's IFSC code UCBA0003426 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0003426 is the IFSC of UCO Bank's NISSING branch. The format is fixed: UCBA = bank code, 0 = reserved, 003426 = branch identifier.
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Nissing branch — IFSC UCBA0003426 — extends the bank's services to customers in and around Nissing, Haryana.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Nissing |
| IFSC Code | UCBA0003426 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO. 15 16 ,KARNAL ,HARYANA PIN 132024 |
| City | Nissing |
| District | Karnal |
| State | Haryana |
| STD Code | 91 |
| Phone | 1844020160 |
About the Nissing branch
The Nissing branch of UCO Bank is situated at SHOP NO. 15 16 ,KARNAL ,HARYANA PIN 132024. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0003426 is used.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NISSING of UCO Bank — its own 11-character IFSC. The code UCBA0003426 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0003426 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Nissing branch
Once you have an account at UCO Bank – NISSING, the IFSC UCBA0003426 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Nissing branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0003426
How to transfer money using IFSC UCBA0003426
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003426 across all three.
NEFT to UCO Bank, NISSING using IFSC UCBA0003426
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0003426, and confirm that the system picks up UCO Bank – NISSING. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NISSING
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's NISSING branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0003426 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – NISSING, use IMPS. With IFSC UCBA0003426 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0003426 for UCO Bank – NISSING, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0003426 | Yes – UCBA0003426 | Yes – UCBA0003426 |
For most retail customers crediting the Nissing branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0003426
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – NISSING is still mapped to IFSC UCBA0003426. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0003426 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UCBA0003426
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the NISSING branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0003426 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0003426 and the account number together uniquely identify the Nissing branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – NISSING:
- The IFSC is exactly UCBA0003426 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and NISSING as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Nissing branch sits at SHOP NO. 15 16 ,KARNAL ,HARYANA PIN 132024. If you are travelling from outside Nissing, search for the branch on a maps application using the bank name and locality, or call 91-1844020160 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0003426 and your account number.
Verifying IFSC UCBA0003426 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003426 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-1844020160.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nissing branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0003426, however, work 24x7.
Branch address & contact
UCO BankNissing Branch
SHOP NO. 15 16 ,KARNAL ,HARYANA PIN 132024
Nissing, Haryana
Phone: 91-1844020160
IFSC: UCBA0003426
Frequently asked questions
What is the phone number of UCO Bank Nissing branch?
You can reach the branch at 91-1844020160 during regular banking hours.
Where is UCO Bank Nissing branch located?
UCO Bank's Nissing branch is located at SHOP NO. 15 16 ,KARNAL ,HARYANA PIN 132024, Nissing, Haryana.
Can I use IFSC UCBA0003426 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003426 to send funds instantly.
How quickly will an NEFT transfer using UCBA0003426 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Nissing reflect within 30 minutes.
Is IFSC UCBA0003426 valid for NEFT and RTGS?
Yes. IFSC UCBA0003426 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does UCO Bank Nissing branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-1844020160 to confirm.
How do I add UCO Bank Nissing as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003426, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nissing branch but serve different purposes.
Summary
The IFSC code UCBA0003426 belongs to UCO Bank's NISSING branch, located at SHOP NO. 15 16 ,KARNAL ,HARYANA PIN 132024 in NISSING, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
