Below are the complete branch details for UCO Bank, NARHE branch, located in NARHE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0002894. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0002894 for UCO Bank – NARHE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0002894 is the IFSC of UCO Bank's NARHE branch. The format is fixed: UCBA = bank code, 0 = reserved, 002894 = branch identifier.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Narhe branch in Narhe, Maharashtra is part of this network and uses the IFSC code UCBA0002894 for all electronic settlement.
Narhe branch overview
Located at RUTUJA PALACE, S. NO. 50 7A, NARHE DHAYARI ROAD, TAL. HAVELI, DIST. PUNE ,PUNE ,MAHARASHTRA PIN 411041, the Narhe branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0002894 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Narhe |
| IFSC Code | UCBA0002894 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RUTUJA PALACE, S. NO. 50 7A, NARHE DHAYARI ROAD, TAL. HAVELI, DIST. PUNE ,PUNE ,MAHARASHTRA PIN 411041 |
| City | Narhe |
| District | Pune |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9905463575 |
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NARHE of UCO Bank — its own 11-character IFSC. The code UCBA0002894 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0002894 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Narhe branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0002894 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UCBA0002894
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002894 across all three.
NEFT to UCO Bank, NARHE using IFSC UCBA0002894
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0002894, and confirm that the system picks up UCO Bank – NARHE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NARHE
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's NARHE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0002894 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank NARHE (IFSC UCBA0002894)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0002894 in your mobile or internet banking app, and the money is credited to the NARHE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0002894 for UCO Bank – NARHE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0002894 | Yes – UCBA0002894 | Yes – UCBA0002894 |
For most retail customers crediting the Narhe branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0002894
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – NARHE is still mapped to IFSC UCBA0002894. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0002894 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Narhe branch is mapped to IFSC UCBA0002894 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002894.
Banking services available
The Narhe branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9905463575.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0002894
Online banking and IFSC UCBA0002894
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the NARHE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0002894 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Narhe branch sits at RUTUJA PALACE, S. NO. 50 7A, NARHE DHAYARI ROAD, TAL. HAVELI, DIST. PUNE ,PUNE ,MAHARASHTRA PIN 411041. If you are travelling from outside Narhe, search for the branch on a maps application using the bank name and locality, or call 91-9905463575 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002894 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – NARHE:
- The IFSC is exactly UCBA0002894 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and NARHE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Narhe are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0002894 continue to work without interruption.
Verifying IFSC UCBA0002894 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002894 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9905463575.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankNarhe Branch
RUTUJA PALACE, S. NO. 50 7A, NARHE DHAYARI ROAD, TAL. HAVELI, DIST. PUNE ,PUNE ,MAHARASHTRA PIN 411041
Narhe, Maharashtra
Phone: 91-9905463575
IFSC: UCBA0002894
Frequently asked questions
What is the IFSC code of UCO Bank Narhe branch?
The IFSC code of UCO Bank, Narhe branch is UCBA0002894. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UCBA0002894 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Narhe reflect within 30 minutes.
Is IFSC UCBA0002894 valid for NEFT and RTGS?
Yes. IFSC UCBA0002894 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is UCO Bank Narhe branch located?
UCO Bank's Narhe branch is located at RUTUJA PALACE, S. NO. 50 7A, NARHE DHAYARI ROAD, TAL. HAVELI, DIST. PUNE ,PUNE ,MAHARASHTRA PIN 411041, Narhe, Maharashtra.
Is IFSC UCBA0002894 the same for all accounts at Narhe branch?
Yes. The IFSC UCBA0002894 is shared by every account held at UCO Bank's Narhe branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Narhe branch but serve different purposes.
Final notes
To recap: UCBA0002894 is the IFSC code of UCO Bank, NARHE branch, in NARHE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
