This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, NANKHERI branch in NANKHERI HP. The 11-digit IFSC UCBA0000862 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the NANKHERI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0000862 is the IFSC of UCO Bank's NANKHERI branch. The format is fixed: UCBA = bank code, 0 = reserved, 000862 = branch identifier.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Nankheri branch in Nankheri Hp. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0000862.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Nankheri |
| IFSC Code | UCBA0000862 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UCO BANK NANKHERI VPO NANKHERI, TEH RAMPUR DISTT. SHIMLA ,SHIMLA ,HIMACHAL PRADESH PIN 172021 |
| City | Nankheri Hp |
| District | Nankheri Hp |
| State | Himachal Pradesh |
| STD Code | 177 |
| Phone | 225628 |
About the Nankheri branch
The Nankheri branch of UCO Bank is situated at UCO BANK NANKHERI VPO NANKHERI, TEH RAMPUR DISTT. SHIMLA ,SHIMLA ,HIMACHAL PRADESH PIN 172021. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0000862 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's NANKHERI branch came to be assigned the code UCBA0000862.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000862, money simply cannot be routed to the NANKHERI branch electronically.
Products and account variants supported
Every account opened at the Nankheri branch is mapped to IFSC UCBA0000862 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000862.
Products and services
Customers walking into the Nankheri branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0000862
How to transfer money using IFSC UCBA0000862
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000862 across all three.
How to use IFSC UCBA0000862 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's NANKHERI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0000862.
- Confirm the bank name auto-populates as UCO Bank and the branch as NANKHERI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0000862
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – NANKHERI, ensure your bank's portal accepts IFSC UCBA0000862 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank NANKHERI (IFSC UCBA0000862)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000862 in your mobile or internet banking app, and the money is credited to the NANKHERI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000862 for UCO Bank – NANKHERI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000862 | Yes – UCBA0000862 | Yes – UCBA0000862 |
For most retail customers crediting the Nankheri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0000862
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – NANKHERI is still mapped to IFSC UCBA0000862. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000862 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UCBA0000862
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the NANKHERI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000862 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Nankheri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000862 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – NANKHERI:
- The IFSC is exactly UCBA0000862 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and NANKHERI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Nankheri branch sits at UCO BANK NANKHERI VPO NANKHERI, TEH RAMPUR DISTT. SHIMLA ,SHIMLA ,HIMACHAL PRADESH PIN 172021. If you are travelling from outside Nankheri Hp, search for the branch on a maps application using the bank name and locality, or call 177-225628 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000862 and your account number.
Verifying IFSC UCBA0000862 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000862 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 177-225628.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nankheri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0000862 continue to work without interruption.
Branch address & contact
UCO BankNankheri Branch
UCO BANK NANKHERI VPO NANKHERI, TEH RAMPUR DISTT. SHIMLA ,SHIMLA ,HIMACHAL PRADESH PIN 172021
Nankheri Hp, Himachal Pradesh
Phone: 177-225628
IFSC: UCBA0000862
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nankheri branch but serve different purposes.
How quickly will an NEFT transfer using UCBA0000862 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Nankheri reflect within 30 minutes.
What is the phone number of UCO Bank Nankheri branch?
You can reach the branch at 177-225628 during regular banking hours.
Is IFSC UCBA0000862 valid for NEFT and RTGS?
Yes. IFSC UCBA0000862 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of UCO Bank Nankheri branch?
The IFSC code of UCO Bank, Nankheri branch is UCBA0000862. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UCBA0000862 the same for all accounts at Nankheri branch?
Yes. The IFSC UCBA0000862 is shared by every account held at UCO Bank's Nankheri branch. Only the account number changes from customer to customer.
Where is UCO Bank Nankheri branch located?
UCO Bank's Nankheri branch is located at UCO BANK NANKHERI VPO NANKHERI, TEH RAMPUR DISTT. SHIMLA ,SHIMLA ,HIMACHAL PRADESH PIN 172021, Nankheri Hp, Himachal Pradesh.
Does UCO Bank Nankheri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 177-225628 to confirm.
Final notes
To recap: UCBA0000862 is the IFSC code of UCO Bank, NANKHERI branch, in NANKHERI HP, HIMACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
