This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, NANDYAL branch in NANDYAL. The 11-digit IFSC UCBA0003711 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the NANDYAL location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – NANDYAL is UCBA0003711. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003711 map to this branch in NANDYAL, ANDHRA PRADESH.
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Nandyal branch — IFSC UCBA0003711 — extends the bank's services to customers in and around Nandyal, Andhra Pradesh.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Nandyal |
| IFSC Code | UCBA0003711 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 25/237, GROUND FLOOR, REVENUE WARD NO25 ,RAMNATH REDDY NAGAR, NEAR PADMAVATI NAGAR, NANDYAL |
| City | Nandyal |
| District | Nandyal |
| State | Andhra Pradesh |
| STD Code | 8514 |
| Phone | 297385 |
About the Nandyal branch
The Nandyal branch of UCO Bank is situated at 25/237, GROUND FLOOR, REVENUE WARD NO25 ,RAMNATH REDDY NAGAR, NEAR PADMAVATI NAGAR, NANDYAL. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0003711 is used.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NANDYAL of UCO Bank — its own 11-character IFSC. The code UCBA0003711 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0003711 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Nandyal branch is mapped to IFSC UCBA0003711 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0003711.
Banking services available
The Nandyal branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8514-297385.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0003711
How to transfer money using IFSC UCBA0003711
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003711 across all three.
NEFT to UCO Bank, NANDYAL using IFSC UCBA0003711
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0003711, and confirm that the system picks up UCO Bank – NANDYAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NANDYAL
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's NANDYAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0003711 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – NANDYAL, use IMPS. With IFSC UCBA0003711 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Nandyal
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0003711:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NANDYAL is still linked to IFSC UCBA0003711.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0003711
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – NANDYAL is still mapped to IFSC UCBA0003711. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0003711 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UCBA0003711
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the NANDYAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0003711 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0003711 and the account number together uniquely identify the Nandyal branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – NANDYAL:
- The IFSC is exactly UCBA0003711 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and NANDYAL as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Nandyal branch
The branch is located at 25/237, GROUND FLOOR, REVENUE WARD NO25 ,RAMNATH REDDY NAGAR, NEAR PADMAVATI NAGAR, NANDYAL, which puts it inside Nandyal, the broader Nandyal district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Nandyal branch” — the verified location pin for IFSC UCBA0003711 should appear at the top of the results.
- Confirm the branch is open by calling 8514-297385 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0003711 and your account number.
Verifying IFSC UCBA0003711 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003711 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8514-297385.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nandyal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0003711, however, work 24x7.
Branch address & contact
UCO BankNandyal Branch
25/237, GROUND FLOOR, REVENUE WARD NO25 ,RAMNATH REDDY NAGAR, NEAR PADMAVATI NAGAR, NANDYAL
Nandyal, Andhra Pradesh
Phone: 8514-297385
IFSC: UCBA0003711
Frequently asked questions
How do I add UCO Bank Nandyal as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003711, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of UCO Bank Nandyal branch?
You can reach the branch at 8514-297385 during regular banking hours.
Can I use IFSC UCBA0003711 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003711 to send funds instantly.
Where is UCO Bank Nandyal branch located?
UCO Bank's Nandyal branch is located at 25/237, GROUND FLOOR, REVENUE WARD NO25 ,RAMNATH REDDY NAGAR, NEAR PADMAVATI NAGAR, NANDYAL, Nandyal, Andhra Pradesh.
How quickly will an NEFT transfer using UCBA0003711 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Nandyal reflect within 30 minutes.
Is IFSC UCBA0003711 valid for NEFT and RTGS?
Yes. IFSC UCBA0003711 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UCBA0003711 belongs to UCO Bank's NANDYAL branch, located at 25/237, GROUND FLOOR, REVENUE WARD NO25 ,RAMNATH REDDY NAGAR, NEAR PADMAVATI… in NANDYAL, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
