Below are the complete branch details for UCO Bank, NANDED branch, located in NANDED, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0002418. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0002418 for UCO Bank – NANDED — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – NANDED is UCBA0002418. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002418 map to this branch in NANDED, MAHARASHTRA.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nanded branch in Nanded, Maharashtra is part of this network and uses the IFSC code UCBA0002418 for all electronic settlement.
About this branch
The branch is located at SHOP NO 17, SIDDHIVINAYAK SANKUL CHATRAPATI CHOWK PURNA ROAD, WADI NANDED ,NANDED ,MAHARASHTRA PIN 431605. It serves the Nanded region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0002418 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Nanded |
| IFSC Code | UCBA0002418 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO 17, SIDDHIVINAYAK SANKUL CHATRAPATI CHOWK PURNA ROAD, WADI NANDED ,NANDED ,MAHARASHTRA PIN 431605 |
| City | Nanded |
| District | Jalgaon |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9325729105 |
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NANDED of UCO Bank — its own 11-character IFSC. The code UCBA0002418 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0002418 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Nanded branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0002418 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UCBA0002418
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002418 across all three.
How to use IFSC UCBA0002418 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's NANDED branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0002418.
- Confirm the bank name auto-populates as UCO Bank and the branch as NANDED.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0002418
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – NANDED, ensure your bank's portal accepts IFSC UCBA0002418 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – NANDED, use IMPS. With IFSC UCBA0002418 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0002418 for UCO Bank – NANDED, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0002418 | Yes – UCBA0002418 | Yes – UCBA0002418 |
For most retail customers crediting the Nanded branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0002418
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – NANDED is still mapped to IFSC UCBA0002418. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0002418 and the beneficiary's account number to complete the transfer.
Account types you can open at the Nanded branch
Once you have an account at UCO Bank – NANDED, the IFSC UCBA0002418 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Nanded branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9325729105.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0002418
Online banking and IFSC UCBA0002418
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the NANDED branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0002418 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Nanded branch
The branch is located at SHOP NO 17, SIDDHIVINAYAK SANKUL CHATRAPATI CHOWK PURNA ROAD, WADI NANDED ,NANDED ,MAHARASHTRA PIN 431605, which puts it inside Nanded, the broader Jalgaon district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Nanded branch” — the verified location pin for IFSC UCBA0002418 should appear at the top of the results.
- Confirm the branch is open by calling 91-9325729105 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0002418 and your account number.
Common mistakes to avoid when using IFSC UCBA0002418
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – NANDED, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0002418. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Nanded are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0002418 continue to work without interruption.
Verifying IFSC UCBA0002418 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002418 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9325729105.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankNanded Branch
SHOP NO 17, SIDDHIVINAYAK SANKUL CHATRAPATI CHOWK PURNA ROAD, WADI NANDED ,NANDED ,MAHARASHTRA PIN 431605
Nanded, Maharashtra
Phone: 91-9325729105
IFSC: UCBA0002418
Frequently asked questions
What is the IFSC code of UCO Bank Nanded branch?
The IFSC code of UCO Bank, Nanded branch is UCBA0002418. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UCBA0002418 valid for NEFT and RTGS?
Yes. IFSC UCBA0002418 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UCBA0002418 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Nanded reflect within 30 minutes.
Does UCO Bank Nanded branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9325729105 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nanded branch but serve different purposes.
Where is UCO Bank Nanded branch located?
UCO Bank's Nanded branch is located at SHOP NO 17, SIDDHIVINAYAK SANKUL CHATRAPATI CHOWK PURNA ROAD, WADI NANDED ,NANDED ,MAHARASHTRA PIN 431605, Nanded, Maharashtra.
Is IFSC UCBA0002418 the same for all accounts at Nanded branch?
Yes. The IFSC UCBA0002418 is shared by every account held at UCO Bank's Nanded branch. Only the account number changes from customer to customer.
Can I use IFSC UCBA0002418 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0002418 to send funds instantly.
Summary
The IFSC code UCBA0002418 belongs to UCO Bank's NANDED branch, located at SHOP NO 17, SIDDHIVINAYAK SANKUL CHATRAPATI CHOWK PURNA ROAD, WADI NANDED… in NANDED, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
