IFSC Code of UCO Bank, Nanakmatta Branch, Uttarakhand

If you are searching for the IFSC code of UCO Bank, NANAKMATTA branch in NANAK MATA SAHEB, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is UCBA0002347. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NANAKMATTA branch, and detailed step-by-step guides for using the IFSC UCBA0002347 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for UCO Bank – NANAKMATTA is UCBA0002347. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002347 map to this branch in NANAK MATA SAHEB, UTTARAKHAND.

About the bank

UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Nanakmatta branch in Nanak Mata Saheb, Uttarakhand is part of this network and uses the IFSC code UCBA0002347 for all electronic settlement.

Branch details at a glance

About the Nanakmatta branch

The Nanakmatta branch of UCO Bank is situated at UCO BANK, KATIMA ROAD PO NANAKMATTA DIST UDHAM SINGH NAGAR ,UDHAM SINGH NAGAR ,UTTARAKHAND PIN 262311. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0002347 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's NANAKMATTA branch came to be assigned the code UCBA0002347.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0002347, money simply cannot be routed to the NANAKMATTA branch electronically.

Products and account variants supported

Every account opened at the Nanakmatta branch is mapped to IFSC UCBA0002347 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UCBA0002347.

Products and services

Customers walking into the Nanakmatta branch can access most of UCO Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UCBA0002347

How to transfer money using IFSC UCBA0002347

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002347 across all three.

NEFT to UCO Bank, NANAKMATTA using IFSC UCBA0002347

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0002347, and confirm that the system picks up UCO Bank – NANAKMATTA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UCBA0002347

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – NANAKMATTA, ensure your bank's portal accepts IFSC UCBA0002347 while registering the beneficiary. RTGS is also available 24x7.

IMPS to UCO Bank NANAKMATTA (IFSC UCBA0002347)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0002347 in your mobile or internet banking app, and the money is credited to the NANAKMATTA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UCBA0002347 for UCO Bank – NANAKMATTA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nanakmatta branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UCBA0002347

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – NANAKMATTA is still mapped to IFSC UCBA0002347. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0002347 and the beneficiary's account number to complete the transfer.

Online banking and IFSC UCBA0002347

UCO Bank customers can register for net banking and the bank's official mobile app once their account at the NANAKMATTA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0002347 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0002347 and the account number together uniquely identify the Nanakmatta branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – NANAKMATTA:

• The IFSC is exactly UCBA0002347 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills UCO Bank as the bank name and NANAKMATTA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Nanakmatta branch sits at UCO BANK, KATIMA ROAD PO NANAKMATTA DIST UDHAM SINGH NAGAR ,UDHAM SINGH NAGAR ,UTTARAKHAND PIN 262311. If you are travelling from outside Nanak Mata Saheb, search for the branch on a maps application using the bank name and locality, or call 135-241105 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002347 and your account number.

Verifying IFSC UCBA0002347 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002347 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 135-241105.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Nanakmatta are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0002347 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UCBA0002347 belongs to UCO Bank's NANAKMATTA branch, located at UCO BANK, KATIMA ROAD PO NANAKMATTA DIST UDHAM SINGH NAGAR ,UDHAM SINGH NAGAR… in NANAK MATA SAHEB, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.