Use this page as a one-stop reference for everything related to UCO Bank's SHAHJAHANPUR branch in NABADA INDEPUR, UTTAR PRADESH. The branch's IFSC code UCBA0003178 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's SHAHJAHANPUR branch, the IFSC UCBA0003178 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 003178 identifies this particular branch.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Shahjahanpur |
| IFSC Code | UCBA0003178 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UCO BANK , SHAHJAHANPUR , H.NO 444, NAWADA INDEPUR , BAREILLY MOD, OPP AJIJGANJ POLICE CHOWKY,CITY ROAD, DISTT SHAHJAHANPUR , SHAHJAHANPUR ,UTTAR PRADESH PIN 242226 |
| City | Nabada Indepur |
| District | Shahjahanpur |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9760739229 |
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shahjahanpur branch in Nabada Indepur, Uttar Pradesh is part of this network and uses the IFSC code UCBA0003178 for all electronic settlement.
About this branch
The branch is located at UCO BANK , SHAHJAHANPUR , H.NO 444, NAWADA INDEPUR , BAREILLY MOD, OPP AJIJGANJ POLICE CHOWKY,CITY ROAD, DISTT SHAHJAHANPUR , SHAHJAHANPUR ,UTTAR PRADESH PIN 242226. It serves the Nabada Indepur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0003178 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's SHAHJAHANPUR branch came to be assigned the code UCBA0003178.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0003178, money simply cannot be routed to the SHAHJAHANPUR branch electronically.
How to transfer money using IFSC UCBA0003178
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003178 across all three.
How to use IFSC UCBA0003178 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's SHAHJAHANPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0003178.
- Confirm the bank name auto-populates as UCO Bank and the branch as SHAHJAHANPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SHAHJAHANPUR
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's SHAHJAHANPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0003178 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – SHAHJAHANPUR, use IMPS. With IFSC UCBA0003178 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0003178 for UCO Bank – SHAHJAHANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0003178 | Yes – UCBA0003178 | Yes – UCBA0003178 |
For most retail customers crediting the Shahjahanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0003178
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – SHAHJAHANPUR is still mapped to IFSC UCBA0003178. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0003178 and the beneficiary's account number to complete the transfer.
Account types you can open at the Shahjahanpur branch
Once you have an account at UCO Bank – SHAHJAHANPUR, the IFSC UCBA0003178 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Shahjahanpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9760739229.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0003178
MICR & cheque-truncation details
Cheques drawn on the Shahjahanpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0003178 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Shahjahanpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0003178 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – SHAHJAHANPUR:
- The IFSC is exactly UCBA0003178 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and SHAHJAHANPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Shahjahanpur branch
The branch is located at UCO BANK , SHAHJAHANPUR , H.NO 444, NAWADA INDEPUR , BAREILLY MOD, OPP AJIJGANJ POLICE CHOWKY,CITY ROAD, DISTT SHAHJAHANPUR , SHAHJAHANPUR ,UTTAR PRADESH PIN 242226, which puts it inside Nabada Indepur, the broader Shahjahanpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Shahjahanpur branch” — the verified location pin for IFSC UCBA0003178 should appear at the top of the results.
- Confirm the branch is open by calling 91-9760739229 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0003178 and your account number.
Verifying IFSC UCBA0003178 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003178 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9760739229.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Shahjahanpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0003178 continue to work without interruption.
Branch address & contact
UCO BankShahjahanpur Branch
UCO BANK , SHAHJAHANPUR , H.NO 444, NAWADA INDEPUR , BAREILLY MOD, OPP AJIJGANJ POLICE CHOWKY,CITY ROAD, DISTT SHAHJAHANPUR , SHAHJAHANPUR ,UTTAR PRADESH PIN 242226
Nabada Indepur, Uttar Pradesh
Phone: 91-9760739229
IFSC: UCBA0003178
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Shahjahanpur branch but serve different purposes.
Where is UCO Bank Shahjahanpur branch located?
UCO Bank's Shahjahanpur branch is located at UCO BANK , SHAHJAHANPUR , H.NO 444, NAWADA INDEPUR , BAREILLY MOD, OPP AJIJGANJ POLICE CHOWKY,CITY ROAD, DISTT SHAHJAHANPUR , SHAHJAHANPUR ,UTTAR PRADESH PIN 242226, Nabada Indepur, Uttar Pradesh.
Is IFSC UCBA0003178 the same for all accounts at Shahjahanpur branch?
Yes. The IFSC UCBA0003178 is shared by every account held at UCO Bank's Shahjahanpur branch. Only the account number changes from customer to customer.
How do I add UCO Bank Shahjahanpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003178, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UCBA0003178 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003178 to send funds instantly.
What is the phone number of UCO Bank Shahjahanpur branch?
You can reach the branch at 91-9760739229 during regular banking hours.
How quickly will an NEFT transfer using UCBA0003178 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Shahjahanpur reflect within 30 minutes.
Is IFSC UCBA0003178 valid for NEFT and RTGS?
Yes. IFSC UCBA0003178 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UCBA0003178 belongs to UCO Bank's SHAHJAHANPUR branch, located at UCO BANK , SHAHJAHANPUR , H.NO 444, NAWADA INDEPUR , BAREILLY MOD, OPP… in NABADA INDEPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
