If you are searching for the IFSC code of UCO Bank, ANDHERI WEST MCU MUMBAI branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is UCBA0002008. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ANDHERI WEST MCU MUMBAI branch, and detailed step-by-step guides for using the IFSC UCBA0002008 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's ANDHERI WEST MCU MUMBAI branch, the IFSC UCBA0002008 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 002008 identifies this particular branch.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Andheri West Mcu Mumbai branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0002008.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Andheri West Mcu Mumbai |
| IFSC Code | UCBA0002008 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO.02, TOWER CENTRE 2, OPP TIMES SQUARE ,MUMBAI SUBURBAN ,MAHARASHTRA PIN 400059 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 28590706 |
About the Andheri West Mcu Mumbai branch
The Andheri West Mcu Mumbai branch of UCO Bank is situated at SHOP NO.02, TOWER CENTRE 2, OPP TIMES SQUARE ,MUMBAI SUBURBAN ,MAHARASHTRA PIN 400059. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0002008 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's ANDHERI WEST MCU MUMBAI branch came to be assigned the code UCBA0002008.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0002008, money simply cannot be routed to the ANDHERI WEST MCU MUMBAI branch electronically.
Account types you can open at the Andheri West Mcu Mumbai branch
Once you have an account at UCO Bank – ANDHERI WEST MCU MUMBAI, the IFSC UCBA0002008 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Andheri West Mcu Mumbai branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0002008
How to transfer money using IFSC UCBA0002008
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002008 across all three.
How to use IFSC UCBA0002008 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's ANDHERI WEST MCU MUMBAI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0002008.
- Confirm the bank name auto-populates as UCO Bank and the branch as ANDHERI WEST MCU MUMBAI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ANDHERI WEST MCU MUMBAI
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's ANDHERI WEST MCU MUMBAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0002008 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank ANDHERI WEST MCU MUMBAI (IFSC UCBA0002008)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0002008 in your mobile or internet banking app, and the money is credited to the ANDHERI WEST MCU MUMBAI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0002008 for UCO Bank – ANDHERI WEST MCU MUMBAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0002008 | Yes – UCBA0002008 | Yes – UCBA0002008 |
For most retail customers crediting the Andheri West Mcu Mumbai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's ANDHERI WEST MCU MUMBAI branch, the IFSC UCBA0002008 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Andheri West Mcu Mumbai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0002008 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0002008 and the account number together uniquely identify the Andheri West Mcu Mumbai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UCBA0002008
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – ANDHERI WEST MCU MUMBAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0002008. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Andheri West Mcu Mumbai branch sits at SHOP NO.02, TOWER CENTRE 2, OPP TIMES SQUARE ,MUMBAI SUBURBAN ,MAHARASHTRA PIN 400059. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-28590706 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002008 and your account number.
Verifying IFSC UCBA0002008 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002008 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-28590706.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Andheri West Mcu Mumbai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0002008 continue to work without interruption.
Branch address & contact
UCO BankAndheri West Mcu Mumbai Branch
SHOP NO.02, TOWER CENTRE 2, OPP TIMES SQUARE ,MUMBAI SUBURBAN ,MAHARASHTRA PIN 400059
Mumbai, Maharashtra
Phone: 22-28590706
IFSC: UCBA0002008
Frequently asked questions
What is the IFSC code of UCO Bank Andheri West Mcu Mumbai branch?
The IFSC code of UCO Bank, Andheri West Mcu Mumbai branch is UCBA0002008. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is UCO Bank Andheri West Mcu Mumbai branch located?
UCO Bank's Andheri West Mcu Mumbai branch is located at SHOP NO.02, TOWER CENTRE 2, OPP TIMES SQUARE ,MUMBAI SUBURBAN ,MAHARASHTRA PIN 400059, Mumbai, Maharashtra.
Does UCO Bank Andheri West Mcu Mumbai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-28590706 to confirm.
What is the phone number of UCO Bank Andheri West Mcu Mumbai branch?
You can reach the branch at 22-28590706 during regular banking hours.
Is IFSC UCBA0002008 valid for NEFT and RTGS?
Yes. IFSC UCBA0002008 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add UCO Bank Andheri West Mcu Mumbai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002008, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UCBA0002008 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Andheri West Mcu Mumbai reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Andheri West Mcu Mumbai branch but serve different purposes.
Summary
The IFSC code UCBA0002008 belongs to UCO Bank's ANDHERI WEST MCU MUMBAI branch, located at SHOP NO.02, TOWER CENTRE 2, OPP TIMES SQUARE ,MUMBAI SUBURBAN ,MAHARASHTRA PIN… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
