If you are searching for the IFSC code of UCO Bank, MUIRPUR branch in MUIRPUR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is UCBA0000935. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MUIRPUR branch, and detailed step-by-step guides for using the IFSC UCBA0000935 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0000935 is the IFSC of UCO Bank's MUIRPUR branch. The format is fixed: UCBA = bank code, 0 = reserved, 000935 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Muirpur |
| IFSC Code | UCBA0000935 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE MUIRPUR POST MUIRPUR DISTT SONEBHADRA ,SONBHADRA ,UTTAR PRADESH PIN 231208 |
| City | Muirpur |
| District | Sonbhadra |
| State | Uttar Pradesh |
| STD Code | 5444 |
| Phone | 285292 |
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Muirpur branch — IFSC UCBA0000935 — extends the bank's services to customers in and around Muirpur, Uttar Pradesh.
About the Muirpur branch
The Muirpur branch of UCO Bank is situated at VILLAGE MUIRPUR POST MUIRPUR DISTT SONEBHADRA ,SONBHADRA ,UTTAR PRADESH PIN 231208. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0000935 is used.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MUIRPUR of UCO Bank — its own 11-character IFSC. The code UCBA0000935 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0000935 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UCBA0000935
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000935 across all three.
NEFT to UCO Bank, MUIRPUR using IFSC UCBA0000935
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000935, and confirm that the system picks up UCO Bank – MUIRPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MUIRPUR
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's MUIRPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0000935 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – MUIRPUR, use IMPS. With IFSC UCBA0000935 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000935 for UCO Bank – MUIRPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000935 | Yes – UCBA0000935 | Yes – UCBA0000935 |
For most retail customers crediting the Muirpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's MUIRPUR branch, the IFSC UCBA0000935 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Muirpur branch is mapped to IFSC UCBA0000935 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000935.
Banking services available
The Muirpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5444-285292.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000935
MICR & cheque-truncation details
Cheques drawn on the Muirpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000935 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UCBA0000935
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the MUIRPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000935 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – MUIRPUR:
- The IFSC is exactly UCBA0000935 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and MUIRPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Muirpur branch sits at VILLAGE MUIRPUR POST MUIRPUR DISTT SONEBHADRA ,SONBHADRA ,UTTAR PRADESH PIN 231208. If you are travelling from outside Muirpur, search for the branch on a maps application using the bank name and locality, or call 5444-285292 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000935 and your account number.
Verifying IFSC UCBA0000935 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000935 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 5444-285292.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Muirpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000935, however, work 24x7.
Branch address & contact
UCO BankMuirpur Branch
VILLAGE MUIRPUR POST MUIRPUR DISTT SONEBHADRA ,SONBHADRA ,UTTAR PRADESH PIN 231208
Muirpur, Uttar Pradesh
Phone: 5444-285292
IFSC: UCBA0000935
Frequently asked questions
Is IFSC UCBA0000935 valid for NEFT and RTGS?
Yes. IFSC UCBA0000935 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UCBA0000935 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Muirpur reflect within 30 minutes.
How do I add UCO Bank Muirpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000935, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of UCO Bank Muirpur branch?
You can reach the branch at 5444-285292 during regular banking hours.
Where is UCO Bank Muirpur branch located?
UCO Bank's Muirpur branch is located at VILLAGE MUIRPUR POST MUIRPUR DISTT SONEBHADRA ,SONBHADRA ,UTTAR PRADESH PIN 231208, Muirpur, Uttar Pradesh.
Does UCO Bank Muirpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 5444-285292 to confirm.
Is IFSC UCBA0000935 the same for all accounts at Muirpur branch?
Yes. The IFSC UCBA0000935 is shared by every account held at UCO Bank's Muirpur branch. Only the account number changes from customer to customer.
Summary
The IFSC code UCBA0000935 belongs to UCO Bank's MUIRPUR branch, located at VILLAGE MUIRPUR POST MUIRPUR DISTT SONEBHADRA ,SONBHADRA ,UTTAR PRADESH… in MUIRPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
