If you are searching for the IFSC code of UCO Bank, MOHPA branch in MOHA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is UCBA0000443. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MOHPA branch, and detailed step-by-step guides for using the IFSC UCBA0000443 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0000443 is the IFSC of UCO Bank's MOHPA branch. The format is fixed: UCBA = bank code, 0 = reserved, 000443 = branch identifier.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Mohpa branch in Moha. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0000443.
About the Mohpa branch
The Mohpa branch of UCO Bank is situated at AT BIAS COMPLEX,VILL MOHPA TEH KALMESHWAR DIST NAGPUR ,NAGPUR ,MAHARASHTRA PIN 441502. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0000443 is used.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Mohpa |
| IFSC Code | UCBA0000443 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT BIAS COMPLEX,VILL MOHPA TEH KALMESHWAR DIST NAGPUR ,NAGPUR ,MAHARASHTRA PIN 441502 |
| City | Moha |
| District | Osmanabad |
| State | Maharashtra |
| STD Code | 712 |
| Phone | 237124 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's MOHPA branch came to be assigned the code UCBA0000443.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000443, money simply cannot be routed to the MOHPA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000443 and the account number together uniquely identify the Mohpa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0000443
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000443 across all three.
How to use IFSC UCBA0000443 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's MOHPA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0000443.
- Confirm the bank name auto-populates as UCO Bank and the branch as MOHPA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MOHPA
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's MOHPA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0000443 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – MOHPA, use IMPS. With IFSC UCBA0000443 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Mohpa
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0000443:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MOHPA is still linked to IFSC UCBA0000443.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's MOHPA branch, the IFSC UCBA0000443 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mohpa branch is mapped to IFSC UCBA0000443 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000443.
Banking services available
The Mohpa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 712-237124.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000443
Online banking and IFSC UCBA0000443
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the MOHPA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000443 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Mohpa branch sits at AT BIAS COMPLEX,VILL MOHPA TEH KALMESHWAR DIST NAGPUR ,NAGPUR ,MAHARASHTRA PIN 441502. If you are travelling from outside Moha, search for the branch on a maps application using the bank name and locality, or call 712-237124 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000443 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – MOHPA:
- The IFSC is exactly UCBA0000443 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and MOHPA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Mohpa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0000443 continue to work without interruption.
Verifying IFSC UCBA0000443 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000443 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 712-237124.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankMohpa Branch
AT BIAS COMPLEX,VILL MOHPA TEH KALMESHWAR DIST NAGPUR ,NAGPUR ,MAHARASHTRA PIN 441502
Moha, Maharashtra
Phone: 712-237124
IFSC: UCBA0000443
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mohpa branch but serve different purposes.
How do I add UCO Bank Mohpa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000443, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is UCO Bank Mohpa branch located?
UCO Bank's Mohpa branch is located at AT BIAS COMPLEX,VILL MOHPA TEH KALMESHWAR DIST NAGPUR ,NAGPUR ,MAHARASHTRA PIN 441502, Moha, Maharashtra.
Is IFSC UCBA0000443 the same for all accounts at Mohpa branch?
Yes. The IFSC UCBA0000443 is shared by every account held at UCO Bank's Mohpa branch. Only the account number changes from customer to customer.
Can I use IFSC UCBA0000443 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000443 to send funds instantly.
How quickly will an NEFT transfer using UCBA0000443 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Mohpa reflect within 30 minutes.
What is the phone number of UCO Bank Mohpa branch?
You can reach the branch at 712-237124 during regular banking hours.
Final notes
To recap: UCBA0000443 is the IFSC code of UCO Bank, MOHPA branch, in MOHA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
