Below are the complete branch details for UCO Bank, MANSI branch, located in MANSI, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0002878. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0002878 for UCO Bank – MANSI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0002878 is the IFSC of UCO Bank's MANSI branch. The format is fixed: UCBA = bank code, 0 = reserved, 002878 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Mansi |
| IFSC Code | UCBA0002878 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SAHU COMPLEX CHAKHUSAINI MANSI DIST KHAGARIA BIHAR ,KHAGARIA ,BIHAR PIN 851214 |
| City | Mansi |
| District | Khagaria |
| State | Bihar |
| STD Code | 91 |
| Phone | 9431827802 |
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mansi branch — IFSC UCBA0002878 — extends the bank's services to customers in and around Mansi, Bihar.
About this branch
The branch is located at SAHU COMPLEX CHAKHUSAINI MANSI DIST KHAGARIA BIHAR ,KHAGARIA ,BIHAR PIN 851214. It serves the Mansi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0002878 is used to identify this branch on the RBI payments network.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MANSI of UCO Bank — its own 11-character IFSC. The code UCBA0002878 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0002878 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UCBA0002878
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002878 across all three.
NEFT to UCO Bank, MANSI using IFSC UCBA0002878
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0002878, and confirm that the system picks up UCO Bank – MANSI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MANSI
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's MANSI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0002878 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank MANSI (IFSC UCBA0002878)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0002878 in your mobile or internet banking app, and the money is credited to the MANSI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0002878 for UCO Bank – MANSI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0002878 | Yes – UCBA0002878 | Yes – UCBA0002878 |
For most retail customers crediting the Mansi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's MANSI branch, the IFSC UCBA0002878 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Mansi branch
Once you have an account at UCO Bank – MANSI, the IFSC UCBA0002878 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Mansi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9431827802.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0002878
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0002878 and the account number together uniquely identify the Mansi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UCBA0002878
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the MANSI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0002878 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UCBA0002878
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – MANSI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0002878. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mansi branch
The branch is located at SAHU COMPLEX CHAKHUSAINI MANSI DIST KHAGARIA BIHAR ,KHAGARIA ,BIHAR PIN 851214, which puts it inside Mansi, the broader Khagaria district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Mansi branch” — the verified location pin for IFSC UCBA0002878 should appear at the top of the results.
- Confirm the branch is open by calling 91-9431827802 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0002878 and your account number.
Verifying IFSC UCBA0002878 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002878 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9431827802.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mansi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0002878, however, work 24x7.
Branch address & contact
UCO BankMansi Branch
SAHU COMPLEX CHAKHUSAINI MANSI DIST KHAGARIA BIHAR ,KHAGARIA ,BIHAR PIN 851214
Mansi, Bihar
Phone: 91-9431827802
IFSC: UCBA0002878
Frequently asked questions
How do I add UCO Bank Mansi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002878, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of UCO Bank Mansi branch?
You can reach the branch at 91-9431827802 during regular banking hours.
What is the IFSC code of UCO Bank Mansi branch?
The IFSC code of UCO Bank, Mansi branch is UCBA0002878. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UCBA0002878 valid for NEFT and RTGS?
Yes. IFSC UCBA0002878 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UCBA0002878 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Mansi reflect within 30 minutes.
Does UCO Bank Mansi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9431827802 to confirm.
Can I use IFSC UCBA0002878 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0002878 to send funds instantly.
Where is UCO Bank Mansi branch located?
UCO Bank's Mansi branch is located at SAHU COMPLEX CHAKHUSAINI MANSI DIST KHAGARIA BIHAR ,KHAGARIA ,BIHAR PIN 851214, Mansi, Bihar.
Summary
The IFSC code UCBA0002878 belongs to UCO Bank's MANSI branch, located at SAHU COMPLEX CHAKHUSAINI MANSI DIST KHAGARIA BIHAR ,KHAGARIA ,BIHAR PIN 851214 in MANSI, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
