IFSC Code of UCO Bank, Manjhanpur Kaushambi Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, MANJHANPUR KAUSHAMBI branch in MANJHANPUR. The 11-digit IFSC UCBA0003299 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the MANJHANPUR KAUSHAMBI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for UCO Bank – MANJHANPUR KAUSHAMBI is UCBA0003299. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003299 map to this branch in MANJHANPUR, UTTAR PRADESH.

Branch details at a glance

Bank profile

UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Manjhanpur Kaushambi branch — IFSC UCBA0003299 — extends the bank's services to customers in and around Manjhanpur, Uttar Pradesh.

About the Manjhanpur Kaushambi branch

The Manjhanpur Kaushambi branch of UCO Bank is situated at AZHAR PLAZA, MOHALLA CHAK NAGAR II, SIRATHU ROAD , MANJHANPUR, KAUSHAMBI, KAUSHAMBI ,UTTAR PRADESH PIN 212207. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0003299 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's MANJHANPUR KAUSHAMBI branch came to be assigned the code UCBA0003299.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0003299, money simply cannot be routed to the MANJHANPUR KAUSHAMBI branch electronically.

How to transfer money using IFSC UCBA0003299

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003299 across all three.

How to use IFSC UCBA0003299 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's MANJHANPUR KAUSHAMBI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UCBA0003299.
4. Confirm the bank name auto-populates as UCO Bank and the branch as MANJHANPUR KAUSHAMBI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MANJHANPUR KAUSHAMBI

If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's MANJHANPUR KAUSHAMBI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0003299 while initiating the transfer and the credit will appear within minutes.

IMPS to UCO Bank MANJHANPUR KAUSHAMBI (IFSC UCBA0003299)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0003299 in your mobile or internet banking app, and the money is credited to the MANJHANPUR KAUSHAMBI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UCBA0003299 for UCO Bank – MANJHANPUR KAUSHAMBI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Manjhanpur Kaushambi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's MANJHANPUR KAUSHAMBI branch, the IFSC UCBA0003299 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Manjhanpur Kaushambi branch is mapped to IFSC UCBA0003299 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UCBA0003299.

Products and services

Customers walking into the Manjhanpur Kaushambi branch can access most of UCO Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UCBA0003299

MICR & cheque-truncation details

Cheques drawn on the Manjhanpur Kaushambi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0003299 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UCBA0003299

UCO Bank customers can register for net banking and the bank's official mobile app once their account at the MANJHANPUR KAUSHAMBI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0003299 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – MANJHANPUR KAUSHAMBI:

• The IFSC is exactly UCBA0003299 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills UCO Bank as the bank name and MANJHANPUR KAUSHAMBI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Manjhanpur Kaushambi branch

The branch is located at AZHAR PLAZA, MOHALLA CHAK NAGAR II, SIRATHU ROAD , MANJHANPUR, KAUSHAMBI, KAUSHAMBI ,UTTAR PRADESH PIN 212207, which puts it inside Manjhanpur, the broader Kaushambi district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “UCO Bank Manjhanpur Kaushambi branch” — the verified location pin for IFSC UCBA0003299 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8802155187 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0003299 and your account number.

Verifying IFSC UCBA0003299 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003299 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8802155187.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Manjhanpur Kaushambi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0003299, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UCBA0003299 belongs to UCO Bank's MANJHANPUR KAUSHAMBI branch, located at AZHAR PLAZA, MOHALLA CHAK NAGAR II, SIRATHU ROAD , MANJHANPUR, KAUSHAMBI,… in MANJHANPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.