Below are the complete branch details for UCO Bank, MANIKPUR branch, located in MANIKPUR, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0001661. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0001661 for UCO Bank – MANIKPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's MANIKPUR branch, the IFSC UCBA0001661 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 001661 identifies this particular branch.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Manikpur branch in Manikpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0001661.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Manikpur |
| IFSC Code | UCBA0001661 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UCO BANK MANIKPUR PO R.T.MOHAN. DT ARARIA ,ARARIA ,BIHAR PIN 854311 |
| City | Manikpur |
| District | Araria |
| State | Bihar |
| STD Code | 91 |
| Phone | 9199421272 |
About the Manikpur branch
The Manikpur branch of UCO Bank is situated at UCO BANK MANIKPUR PO R.T.MOHAN. DT ARARIA ,ARARIA ,BIHAR PIN 854311. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0001661 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's MANIKPUR branch came to be assigned the code UCBA0001661.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001661, money simply cannot be routed to the MANIKPUR branch electronically.
Account types you can open at the Manikpur branch
Once you have an account at UCO Bank – MANIKPUR, the IFSC UCBA0001661 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Manikpur branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0001661
How to transfer money using IFSC UCBA0001661
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001661 across all three.
How to use IFSC UCBA0001661 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's MANIKPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0001661.
- Confirm the bank name auto-populates as UCO Bank and the branch as MANIKPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0001661
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – MANIKPUR, ensure your bank's portal accepts IFSC UCBA0001661 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank MANIKPUR (IFSC UCBA0001661)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0001661 in your mobile or internet banking app, and the money is credited to the MANIKPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Manikpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0001661:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MANIKPUR is still linked to IFSC UCBA0001661.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0001661
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – MANIKPUR is still mapped to IFSC UCBA0001661. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001661 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UCBA0001661
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the MANIKPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001661 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001661 and the account number together uniquely identify the Manikpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – MANIKPUR:
- The IFSC is exactly UCBA0001661 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and MANIKPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Manikpur branch sits at UCO BANK MANIKPUR PO R.T.MOHAN. DT ARARIA ,ARARIA ,BIHAR PIN 854311. If you are travelling from outside Manikpur, search for the branch on a maps application using the bank name and locality, or call 91-9199421272 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001661 and your account number.
Verifying IFSC UCBA0001661 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001661 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9199421272.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Manikpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0001661 continue to work without interruption.
Branch address & contact
UCO BankManikpur Branch
UCO BANK MANIKPUR PO R.T.MOHAN. DT ARARIA ,ARARIA ,BIHAR PIN 854311
Manikpur, Bihar
Phone: 91-9199421272
IFSC: UCBA0001661
Frequently asked questions
What is the phone number of UCO Bank Manikpur branch?
You can reach the branch at 91-9199421272 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Manikpur branch but serve different purposes.
Does UCO Bank Manikpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9199421272 to confirm.
Where is UCO Bank Manikpur branch located?
UCO Bank's Manikpur branch is located at UCO BANK MANIKPUR PO R.T.MOHAN. DT ARARIA ,ARARIA ,BIHAR PIN 854311, Manikpur, Bihar.
Can I use IFSC UCBA0001661 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001661 to send funds instantly.
What is the IFSC code of UCO Bank Manikpur branch?
The IFSC code of UCO Bank, Manikpur branch is UCBA0001661. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UCBA0001661 valid for NEFT and RTGS?
Yes. IFSC UCBA0001661 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UCBA0001661 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Manikpur reflect within 30 minutes.
Summary
The IFSC code UCBA0001661 belongs to UCO Bank's MANIKPUR branch, located at UCO BANK MANIKPUR PO R.T.MOHAN. DT ARARIA ,ARARIA ,BIHAR PIN 854311 in MANIKPUR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
