Below are the complete branch details for UCO Bank, MANDSAUR branch, located in MANDSAUR, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0000377. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0000377 for UCO Bank – MANDSAUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's MANDSAUR branch, the IFSC UCBA0000377 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 000377 identifies this particular branch.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Mandsaur branch in Mandsaur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0000377.
About this branch
The branch is located at NEAR MUKHERJEE CHOWK SADAR BAZAR MANDSAUR ,MANDSAUR ,MADHYA PRADESH PIN 458002. It serves the Mandsaur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0000377 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Mandsaur |
| IFSC Code | UCBA0000377 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR MUKHERJEE CHOWK SADAR BAZAR MANDSAUR ,MANDSAUR ,MADHYA PRADESH PIN 458002 |
| City | Mandsaur |
| District | Mandsaur |
| State | Madhya Pradesh |
| STD Code | 7422 |
| Phone | 241376 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's MANDSAUR branch came to be assigned the code UCBA0000377.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000377, money simply cannot be routed to the MANDSAUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Mandsaur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000377 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UCBA0000377
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000377 across all three.
How to use IFSC UCBA0000377 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's MANDSAUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0000377.
- Confirm the bank name auto-populates as UCO Bank and the branch as MANDSAUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0000377
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – MANDSAUR, ensure your bank's portal accepts IFSC UCBA0000377 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank MANDSAUR (IFSC UCBA0000377)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000377 in your mobile or internet banking app, and the money is credited to the MANDSAUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000377 for UCO Bank – MANDSAUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000377 | Yes – UCBA0000377 | Yes – UCBA0000377 |
For most retail customers crediting the Mandsaur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0000377
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – MANDSAUR is still mapped to IFSC UCBA0000377. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000377 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mandsaur branch is mapped to IFSC UCBA0000377 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000377.
Banking services available
The Mandsaur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7422-241376.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000377
Digital banking channels
Most day-to-day work that customers used to do at the Mandsaur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0000377 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Mandsaur branch
The branch is located at NEAR MUKHERJEE CHOWK SADAR BAZAR MANDSAUR ,MANDSAUR ,MADHYA PRADESH PIN 458002, which puts it inside Mandsaur, the broader Mandsaur district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Mandsaur branch” — the verified location pin for IFSC UCBA0000377 should appear at the top of the results.
- Confirm the branch is open by calling 7422-241376 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000377 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – MANDSAUR:
- The IFSC is exactly UCBA0000377 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and MANDSAUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Mandsaur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0000377 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0000377 for UCO Bank – MANDSAUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
UCO BankMandsaur Branch
NEAR MUKHERJEE CHOWK SADAR BAZAR MANDSAUR ,MANDSAUR ,MADHYA PRADESH PIN 458002
Mandsaur, Madhya Pradesh
Phone: 7422-241376
IFSC: UCBA0000377
Frequently asked questions
Does UCO Bank Mandsaur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7422-241376 to confirm.
How do I add UCO Bank Mandsaur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000377, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UCBA0000377 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000377 to send funds instantly.
Where is UCO Bank Mandsaur branch located?
UCO Bank's Mandsaur branch is located at NEAR MUKHERJEE CHOWK SADAR BAZAR MANDSAUR ,MANDSAUR ,MADHYA PRADESH PIN 458002, Mandsaur, Madhya Pradesh.
What is the IFSC code of UCO Bank Mandsaur branch?
The IFSC code of UCO Bank, Mandsaur branch is UCBA0000377. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UCBA0000377 the same for all accounts at Mandsaur branch?
Yes. The IFSC UCBA0000377 is shared by every account held at UCO Bank's Mandsaur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UCBA0000377 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Mandsaur reflect within 30 minutes.
What is the phone number of UCO Bank Mandsaur branch?
You can reach the branch at 7422-241376 during regular banking hours.
Final notes
To recap: UCBA0000377 is the IFSC code of UCO Bank, MANDSAUR branch, in MANDSAUR, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
