Below are the complete branch details for UCO Bank, CHANDWASA branch, located in MANDSAUR, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0001288. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0001288 for UCO Bank – CHANDWASA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0001288 is the IFSC of UCO Bank's CHANDWASA branch. The format is fixed: UCBA = bank code, 0 = reserved, 001288 = branch identifier.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Chandwasa branch in Mandsaur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0001288.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Chandwasa |
| IFSC Code | UCBA0001288 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL AND PO CHANDWASA TEH SHAMGARH DIST MANDSAUR ,MANDSAUR ,MADHYA PRADESH PIN 458883 |
| City | Mandsaur |
| District | Mandsaur |
| State | Madhya Pradesh |
| STD Code | 7422 |
| Phone | 233525 |
About this branch
The branch is located at VILL AND PO CHANDWASA TEH SHAMGARH DIST MANDSAUR ,MANDSAUR ,MADHYA PRADESH PIN 458883. It serves the Mandsaur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0001288 is used to identify this branch on the RBI payments network.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHANDWASA of UCO Bank — its own 11-character IFSC. The code UCBA0001288 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0001288 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Chandwasa branch is mapped to IFSC UCBA0001288 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001288.
Banking services available
The Chandwasa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7422-233525.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0001288
How to transfer money using IFSC UCBA0001288
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001288 across all three.
How to use IFSC UCBA0001288 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's CHANDWASA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0001288.
- Confirm the bank name auto-populates as UCO Bank and the branch as CHANDWASA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0001288
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – CHANDWASA, ensure your bank's portal accepts IFSC UCBA0001288 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – CHANDWASA, use IMPS. With IFSC UCBA0001288 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001288 for UCO Bank – CHANDWASA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001288 | Yes – UCBA0001288 | Yes – UCBA0001288 |
For most retail customers crediting the Chandwasa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0001288
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – CHANDWASA is still mapped to IFSC UCBA0001288. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001288 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UCBA0001288
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the CHANDWASA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001288 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Chandwasa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0001288 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – CHANDWASA:
- The IFSC is exactly UCBA0001288 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and CHANDWASA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Chandwasa branch
The branch is located at VILL AND PO CHANDWASA TEH SHAMGARH DIST MANDSAUR ,MANDSAUR ,MADHYA PRADESH PIN 458883, which puts it inside Mandsaur, the broader Mandsaur district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Chandwasa branch” — the verified location pin for IFSC UCBA0001288 should appear at the top of the results.
- Confirm the branch is open by calling 7422-233525 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0001288 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0001288 for UCO Bank – CHANDWASA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chandwasa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0001288, however, work 24x7.
Branch address & contact
UCO BankChandwasa Branch
VILL AND PO CHANDWASA TEH SHAMGARH DIST MANDSAUR ,MANDSAUR ,MADHYA PRADESH PIN 458883
Mandsaur, Madhya Pradesh
Phone: 7422-233525
IFSC: UCBA0001288
Frequently asked questions
Does UCO Bank Chandwasa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7422-233525 to confirm.
Where is UCO Bank Chandwasa branch located?
UCO Bank's Chandwasa branch is located at VILL AND PO CHANDWASA TEH SHAMGARH DIST MANDSAUR ,MANDSAUR ,MADHYA PRADESH PIN 458883, Mandsaur, Madhya Pradesh.
Can I use IFSC UCBA0001288 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001288 to send funds instantly.
Is IFSC UCBA0001288 the same for all accounts at Chandwasa branch?
Yes. The IFSC UCBA0001288 is shared by every account held at UCO Bank's Chandwasa branch. Only the account number changes from customer to customer.
Is IFSC UCBA0001288 valid for NEFT and RTGS?
Yes. IFSC UCBA0001288 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add UCO Bank Chandwasa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001288, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UCBA0001288 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Chandwasa reflect within 30 minutes.
Summary
The IFSC code UCBA0001288 belongs to UCO Bank's CHANDWASA branch, located at VILL AND PO CHANDWASA TEH SHAMGARH DIST MANDSAUR ,MANDSAUR ,MADHYA PRADESH PIN… in MANDSAUR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
