If you are searching for the IFSC code of UCO Bank, PLASSI branch in MANDI, HIMACHAL PRADESH, this page has every detail you need. The verified IFSC code for this branch is UCBA0003372. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PLASSI branch, and detailed step-by-step guides for using the IFSC UCBA0003372 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0003372 is the IFSC of UCO Bank's PLASSI branch. The format is fixed: UCBA = bank code, 0 = reserved, 003372 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Plassi |
| IFSC Code | UCBA0003372 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE PLASSI, PO KOT ,MANDI ,HIMACHAL PRADESH PIN 175034 |
| City | Mandi |
| District | Mandi |
| State | Himachal Pradesh |
| STD Code | 1905 |
| Phone | 293548 |
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Plassi branch — IFSC UCBA0003372 — extends the bank's services to customers in and around Mandi, Himachal Pradesh.
About this branch
The branch is located at VILLAGE PLASSI, PO KOT ,MANDI ,HIMACHAL PRADESH PIN 175034. It serves the Mandi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0003372 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's PLASSI branch came to be assigned the code UCBA0003372.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0003372, money simply cannot be routed to the PLASSI branch electronically.
How to transfer money using IFSC UCBA0003372
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003372 across all three.
How to use IFSC UCBA0003372 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's PLASSI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0003372.
- Confirm the bank name auto-populates as UCO Bank and the branch as PLASSI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PLASSI
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's PLASSI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0003372 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank PLASSI (IFSC UCBA0003372)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0003372 in your mobile or internet banking app, and the money is credited to the PLASSI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0003372 for UCO Bank – PLASSI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0003372 | Yes – UCBA0003372 | Yes – UCBA0003372 |
For most retail customers crediting the Plassi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0003372
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – PLASSI is still mapped to IFSC UCBA0003372. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0003372 and the beneficiary's account number to complete the transfer.
Account types you can open at the Plassi branch
Once you have an account at UCO Bank – PLASSI, the IFSC UCBA0003372 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Plassi branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0003372
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0003372 and the account number together uniquely identify the Plassi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UCBA0003372
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the PLASSI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0003372 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UCBA0003372
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – PLASSI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0003372. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Plassi branch
The branch is located at VILLAGE PLASSI, PO KOT ,MANDI ,HIMACHAL PRADESH PIN 175034, which puts it inside Mandi, the broader Mandi district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Plassi branch” — the verified location pin for IFSC UCBA0003372 should appear at the top of the results.
- Confirm the branch is open by calling 1905-293548 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0003372 and your account number.
Verifying IFSC UCBA0003372 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003372 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1905-293548.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Plassi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0003372, however, work 24x7.
Branch address & contact
UCO BankPlassi Branch
VILLAGE PLASSI, PO KOT ,MANDI ,HIMACHAL PRADESH PIN 175034
Mandi, Himachal Pradesh
Phone: 1905-293548
IFSC: UCBA0003372
Frequently asked questions
Can I use IFSC UCBA0003372 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003372 to send funds instantly.
How quickly will an NEFT transfer using UCBA0003372 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Plassi reflect within 30 minutes.
What is the IFSC code of UCO Bank Plassi branch?
The IFSC code of UCO Bank, Plassi branch is UCBA0003372. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of UCO Bank Plassi branch?
You can reach the branch at 1905-293548 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Plassi branch but serve different purposes.
Is IFSC UCBA0003372 the same for all accounts at Plassi branch?
Yes. The IFSC UCBA0003372 is shared by every account held at UCO Bank's Plassi branch. Only the account number changes from customer to customer.
Where is UCO Bank Plassi branch located?
UCO Bank's Plassi branch is located at VILLAGE PLASSI, PO KOT ,MANDI ,HIMACHAL PRADESH PIN 175034, Mandi, Himachal Pradesh.
Summary
The IFSC code UCBA0003372 belongs to UCO Bank's PLASSI branch, located at VILLAGE PLASSI, PO KOT ,MANDI ,HIMACHAL PRADESH PIN 175034 in MANDI, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
