If you are searching for the IFSC code of UCO Bank, MADURAI BYPASS branch in MADURAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is UCBA0003413. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MADURAI BYPASS branch, and detailed step-by-step guides for using the IFSC UCBA0003413 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – MADURAI BYPASS is UCBA0003413. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003413 map to this branch in MADURAI, TAMIL NADU.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Madurai Bypass branch in Madurai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0003413.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Madurai Bypass |
| IFSC Code | UCBA0003413 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ELLIS NAGAR JUNCTION ,MADURAI ,TAMIL NADU PIN 625106 |
| City | Madurai |
| District | Madurai |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9600198249 |
About the Madurai Bypass branch
The Madurai Bypass branch of UCO Bank is situated at ELLIS NAGAR JUNCTION ,MADURAI ,TAMIL NADU PIN 625106. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0003413 is used.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MADURAI BYPASS of UCO Bank — its own 11-character IFSC. The code UCBA0003413 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0003413 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Madurai Bypass branch is mapped to IFSC UCBA0003413 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0003413.
Products and services
Customers walking into the Madurai Bypass branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0003413
How to transfer money using IFSC UCBA0003413
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003413 across all three.
How to use IFSC UCBA0003413 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's MADURAI BYPASS branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0003413.
- Confirm the bank name auto-populates as UCO Bank and the branch as MADURAI BYPASS.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0003413
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – MADURAI BYPASS, ensure your bank's portal accepts IFSC UCBA0003413 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – MADURAI BYPASS, use IMPS. With IFSC UCBA0003413 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0003413 for UCO Bank – MADURAI BYPASS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0003413 | Yes – UCBA0003413 | Yes – UCBA0003413 |
For most retail customers crediting the Madurai Bypass branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's MADURAI BYPASS branch, the IFSC UCBA0003413 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Madurai Bypass branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0003413 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Madurai Bypass branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0003413 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UCBA0003413
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – MADURAI BYPASS, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0003413. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Madurai Bypass branch
The branch is located at ELLIS NAGAR JUNCTION ,MADURAI ,TAMIL NADU PIN 625106, which puts it inside Madurai, the broader Madurai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Madurai Bypass branch” — the verified location pin for IFSC UCBA0003413 should appear at the top of the results.
- Confirm the branch is open by calling 91-9600198249 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0003413 and your account number.
Verifying IFSC UCBA0003413 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003413 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9600198249.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Madurai Bypass branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0003413, however, work 24x7.
Branch address & contact
UCO BankMadurai Bypass Branch
ELLIS NAGAR JUNCTION ,MADURAI ,TAMIL NADU PIN 625106
Madurai, Tamil Nadu
Phone: 91-9600198249
IFSC: UCBA0003413
Frequently asked questions
Is IFSC UCBA0003413 valid for NEFT and RTGS?
Yes. IFSC UCBA0003413 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UCBA0003413 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Madurai Bypass reflect within 30 minutes.
What is the IFSC code of UCO Bank Madurai Bypass branch?
The IFSC code of UCO Bank, Madurai Bypass branch is UCBA0003413. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does UCO Bank Madurai Bypass branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9600198249 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Madurai Bypass branch but serve different purposes.
How do I add UCO Bank Madurai Bypass as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003413, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0003413 the same for all accounts at Madurai Bypass branch?
Yes. The IFSC UCBA0003413 is shared by every account held at UCO Bank's Madurai Bypass branch. Only the account number changes from customer to customer.
Where is UCO Bank Madurai Bypass branch located?
UCO Bank's Madurai Bypass branch is located at ELLIS NAGAR JUNCTION ,MADURAI ,TAMIL NADU PIN 625106, Madurai, Tamil Nadu.
Final notes
To recap: UCBA0003413 is the IFSC code of UCO Bank, MADURAI BYPASS branch, in MADURAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
